Business Management Assistant Manager/officer

**Company Description**
As a Luxembourg-based bank since 1979, together with the global presence of Bank of China Group, Bank of China Luxembourg has been successfully operating and continually developing its business over the years, and has contributed to the local and worldwide economic and social development. With more than 45 years of expertise and experience in the European markets, Bank of China Luxembourg extended its roots from Luxembourg and covering 14 institutions located in 13 European countries and becoming Bank of China Europe, since 2022.

Bank of China Europe adheres to the guidance of Bank of China group and continues to grow and expand its business coverage across the world, offering comprehensive business solutions to its clients worldwide with its globalized operations and diversified platforms.

Today, Bank of China Europe comprises an international workforce with a multicultural background of more than 30 different countries and regions with over 600 employees.
**Job Description** Position: Credit Management Officer/Manager**

**Department: Credit Management and Special Assets Resolution Department**

**_ Job purpose:_**
- As a team member of Credit Management and Special Assets Resolution Department to assist overall credit management operation including carrying out implementing administrative work relates to credit management and non-performing loan management etc. Work closely with the business department and respective support department (Legal, Finance and Internal Audit etc.)_

**_ Responsibilities would be, but not be limited to, the following:_**
- Responsible for completing monthly or quarterly regulatory report submissions;
- Carry out asset quality monitoring and management work in dimensions such as customers, regions, and products, and analyze and report on asset quality status, draft material risk report;
- Support for credit customer risk identification and classification management, and collaborate with relevant business departments, lines and cross border institution to carry out monitoring and management work based on risk status;
- Prepare detailed risk reports for management regulators, and internal committees and support the team to prepare analysis report;
- Carry out relevant work on country risk management;
- Assists on financial asset impairment management, ECL movement monitoring and forecasting and coordinating with business lines;
- Make efforts in risk data governance, improves data quality standards, and promotes compliance with effective risk data aggregation and risk reporting;
- Assists the credit asset inventory review work, including risk indicators calculation and data analysis, information collection from the business lines, enhanced management client’s identification and report, meeting arrangements;
- Supports the credit concentration risk management, including the report of portfolio management scheme implementation, KRIs monitoring for both industry concentration and single/group client concentration, and large exposure monitoring;
- Update, summary and report the overdue non-performing loan to management.

**Qualifications**
**_
Profile (Technical Skills):_**
- University level education Master Degree in Finance, Management Accounting & Information System, Mathematics or Business Finance, Related Studies
- Sound knowledge of risk policies, regulatory frameworks, and banking products and services
- Related development tools and skills such as: Python/Java/Sql/Oracle/PostgreSQL/MS SQL/Pandas/Django/ODOO/JSP
- Good knowledge of a programming language is a significant plus (Python, SQL etc)
- Experience in synthesis of large amounts of data and written information
- Solid analytical and technical skills
- Excellent English Chinese verbal and written communications skills

**_
Profile (Soft Skills):_**
- Committed, confident, determined, self-motivated, strong statistical and effective written and verbal communication skills.
- Highly organized and detail orientated.
- Team spirit.
- Good communication skill and team spirit is highly appreciated.
- Highly organized and detail orientated with a client focus.

**Additional Information**
This position is based in Luxembourg and open with immediate effect. Should the above mentioned criteria match your expectations, please don't hesitate to send your English CV by Smart Recruiters.