Credit Analyst
il y a 2 semaines
**Company Description**
As a Luxembourg-based bank since 1979, together with the global presence of Bank of China Group, Bank of China Luxembourg Branch has been successfully operating and continuously developing its business over the years. It contributes to the local and worldwide economic and social development. With more than 45 years of expertise and experience in the European markets, the bank extended its roots covering 15 institutions located in 13 European countries and becoming Bank of China Europe, since 2022.
Bank of China Europe adheres to the guidance of Bank of China group and continues to grow and expand its business coverage across the world, offering comprehensive business solutions to its clients worldwide with its globalized operations and diversified platforms.
Today, Bank of China Europe comprises an international workforce with a multicultural background of more than 30 different countries and regions with over 600 employees.
As our operations continue to grow, we are currently looking for a talented and motivated professional to join our team as:
**Credit Analyst - Corporate and Financial Clients**
**About the Role**
We are seeking a highly motivated and detail-oriented **Credit Analyst** to join our Risk Management Division. In this role, you will play a critical part in safeguarding the bank’s credit portfolio by independently assessing the creditworthiness of corporate clients and evaluating business proposals submitted from the business lines.
This is an exciting opportunity for a dynamic professional who thrives on analyzing complex financials, identifying risks, and providing sound recommendations that balance growth with risk appetite.
**Your Key Responsibilities**
As a Credit Analyst, you will:
- **Conduct financial analysis and credit risk assessments** of corporate clients, reviewing balance sheets, income statements, cash flows, and forecasts.
- **Prepare Credit Analysis Reports and assign Risk Ratings**, ensuring recommendations are backed by thorough due diligence, industry expertise, and sound judgment.
- **Continuously monitor the assigned portfolio**, staying abreast of industry trends, emerging risks, and potential impacts to counterparties, with timely escalation of credit concerns.
- Collaborate with relationship managers and risk colleagues to ensure alignment with internal risk policies, regulatory frameworks, and the bank’s risk appetite.
**Qualifications**
**What We’re Looking For**
Technical Skills & Qualifications
- Master’s degree in finance, Accounting, Economics, or a related field.
- Strong understanding of **risk policies, regulatory frameworks, and banking products**.
- Previous **experience in banking or financial services** is an advantage.
- Advanced proficiency in **Excel and financial modelling**.
- Fluent in **English**; proficiency in **Chinese** will be an additional advantage.
Soft Skills & Attributes
- Excellent **analytical and problem-solving skills**, with the ability to see beyond the numbers.
- Strong **communication and presentation abilities**, both written and verbal.
- Ability to work effectively under pressure and deliver within tight deadlines.
- A proactive **team player**, keen to contribute in a collaborative environment.
-
Senior Credit Analyst
il y a 2 semaines
Luxembourg Banque de Luxembourg Temps plein**Type de contrat**: CDI **Temps de travail**: Temps plein **Activités / Missions**: La Banque de Luxembourg compte parmi les plus importantes banques privées de la Place. Depuis plus de 100 ans, elle accompagne des particuliers, des familles et des entrepreneurs dans la préservation, la valorisation et la transmission de leur patrimoine. Elle propose...
-
Transformation Business Analyst
il y a 3 jours
Luxembourg Banque de Luxembourg Temps plein**Type de contrat**: CDI **Temps de travail**: Temps plein **Activités / Missions**: Présente au Luxembourg depuis plus de 100 ans, la Banque de Luxembourg est un acteur financier incontournable de la place, au service de clients privés, de clients de type entreprises ou institutionnels. Labellisés B-Corp, nous nous engageons pour un impact social,...
-
Associate Credit
il y a 15 heures
Luxembourg Intelsat Temps plein**Your role in helping us shape the future**: In this role, the Associate Credit & Collections Analyst will provide critical assistance to C&C team members and other Analysts on a daily basis by analyzing the risk associated with extending credit to potential and existing international customers. You’ll safeguard Intelsat assets by helping the team...
-
Senior Credit Analyst
il y a 2 semaines
Luxembourg Banque Internationale à Luxembourg (BIL) Temps pleinDescription Fondée en 1856, la Banque Internationale à Luxembourg (BIL) est la plus ancienne banque universelle du Grand-Duché. Depuis sa création, elle joue un rôle actif dans les principales phases du développement de l'économie luxembourgeoise. Elle exerce aujourd'hui les métiers de banque de détail, banque privée et banque des entreprises et...
-
Consultant Senior
il y a 2 semaines
Luxembourg Delta Consulting Company Temps pleinNotre équipe **Delta Technologie**recherche un** Consultant Senior - Project Manager (Business Analyst) Risque de Crédit** pour apporter son aide pour un de nos clients qui est un acteur majeur de l’industrie des fonds Les missions qui seront confiées au **Consultant Senior - Project Manager (Business Analyst) Risque de Crédit s**ont: - Définir,...
-
Consultant Business Analyst en Risques Crédit
il y a 7 jours
Luxembourg Ufo² Consulting Temps pleinUFO² Consulting Cabinet de Conseil en IT et Organisation recrute: Notre objectif est de faciliter la vie de nos clients en leur mettant à disposition des outils digitaux ou des expertises méthodologiques et technologiques afin de simplifier leur business quotidien. Notre ambition est grande et nous recherchons en permanence des êtres venus d’ici et...
-
Quantitative Analyst
il y a 2 semaines
Luxembourg Emérique & Partners Temps pleinDo you have an experience in credit risk modelling? Do you have a good understanding of IRB models? Would you like to join a multicultural team with a great interconnectivity locally and with the group? Curious? interested? please keep reading: Our client, Investment bank based in Luxembourg, is looking for a Quantitative Analyst to join a team in charge of...
-
Relationship Officer
il y a 2 semaines
Luxembourg Moovijob Week Journée spéciale Banque Assurance Services financiers Temps plein**Relationship Officer / Operations Officer / Credit Officer (h/f)**: Nous sommes actuellement à la recherche de Relationship Officer, Operations Officer, Credit Officer pour intégrer, des banques, des assurances, des cabinets de conseils et d'audit, des institutions financières,... **Profil**: - Des compétences dans les domaines suivants sont un atout...
-
Relationship Officer
il y a 2 semaines
Luxembourg Moovijob Week Journée spéciale Banque Assurance Services financiers Temps plein**Relationship Officer / Operations Officer / Credit Officer (M/F)**: We are currently looking for Relationship Officers, Operations Officers, Credit Officers to join banks, insurance companies, consulting and audit firms, financial institutions,... **Profile**: - Skills in the following areas are an advantage: risk management, types of financing,...
-
Credit Risk Analyst
il y a 2 semaines
Luxembourg Banque Internationale à Luxembourg (BIL) Temps pleinFounded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is...
