Lead Product Manager

**The Company**

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.

**Job Summary**:
**Meet our team**

We are part of the Global Payments team. This role sits in the Bank Payments Product team - this team oversees PayPal's global bank payments products. facilitating billions of transactions critical for the success of the company

**Your way to**impact**

This role involves managing the product lifecycle, collaborating with cross-functional teams, and ensuring our banking products meet market needs, regulatory standards, and deliver exceptional customer experiences.

**Your day-to-day**
- **Product Strategy**:Define and communicate a clear product vision / strategy for Banking products, aligning with company objectives and market trends.
- **Product Development**:Lead the end-to-end product development lifecycle, from ideation and concept validation to launch and post-launch optimization.
- **Market and Industry Insights**:Conduct market research and competitive analysis to identify trends, customer needs, and opportunities for new product features and enhancements.
- **Stakeholder Management**:Collaborate with internal stakeholders, including engineering, design, compliance, marketing, and sales teams, to ensure successful product delivery.
- **User-Centric Approach**:Develop detailed product requirements, user stories, and acceptance criteria, ensuring that product features are aligned with user needs and regulatory requirements.
- **Regulatory Compliance**:Work closely with legal and compliance teams to ensure all products adhere to relevant Banking and payments regulations, and other applicable standards.
- **Performance Tracking**:Monitor product performance through data analysis and key performance indicators (KPIs), using insights to drive continuous improvement.
- **Roadmap Management**:Create and manage a product roadmap that balances strategic initiatives, technical constraints, and customer feedback.
- **Partner Management**: Engage with external partners, including banks, fintechs, and payment networks, to drive integration and partnership opportunities.
- **Risk Management**:Identify potential risks in product delivery and develop mitigation strategies to ensure on-time and quality product launches.

**What do you need to bring**
- **Education**:Bachelor’s degree in Business, Finance, Computer Science, or a related field; MBA or advanced degree preferred
- **Experience**:6+ years of product management experience, with at least 3 years focused on Banking, payments preferred
- **Domain Expertise**:In-depth knowledge of Bank payments, its standards, payment ecosystems, APIs, and regulatory environments in the EU region
- **Technical Skills**:Familiarity with APIs, integration, and cloud-based services. Ability to understand technical concepts and work closely with engineering teams
- *