Financial Crime Senior Analyst

**The Company**

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.

**Job Summary**:
The Financial Crime Senior Analyst reports to PayPal Europe’s Deputy Money Laundering Reporting Officer and is critical to support the team in meeting the bank’s business plan and its regulatory obligations in a fast-paced environment, across many functional groups.
This role will primarily focus on performing analysis to support the oversight of FLOD activities and to identify opportunities for program enhancement in alignment with Luxembourg regulatory framework.

**Essential Responsibilities**:

- Collaborate internally to influence the quality and effectiveness of risk management processes.
- Analyze and assess risks to provide informed recommendations for mitigation strategies.
- Work outside defined processes to determine appropriate actions in complex situations.
- Engage with stakeholders to communicate risk assessments and proposed solutions.

**Minimum Qualifications**:

- Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.

**Preferred Qualification**:
**Financial Crime Senior Analyst**

**High level summary**

PayPal Europe is seeking a driven, innovative, and experienced **Financial Crime Senior Analyst**to

join our vibrant Financial Crime Compliance team in Luxembourg.

This role reports to PayPal Europe’s Deputy Money Laundering Reporting Officer and is critical to

support the team in meeting the bank’s business plan and its regulatory obligations in a fast-paced

environment, across many functional groups.

The **Financial Crime Senior Analyst**will primarily focus on performing analysis to support the

oversight of FLOD activities and to identify opportunities for program enhancement in alignment

with Luxembourg regulatory framework.

**Main Core Duties and Key Strategic Objectives**

Ability to analyze patterns and trends to identify possible vulnerabilities in the conduct of

PayPal Europe’s business, that will be used to inform and enhance the AML-CTF controls and

monitoring of the bank;
Support in the assessment and oversight of KYC strategic initiatives;
Design and maintenance of adequate metrics to ensure proper tracking of PayPal Europe’s

program;
Assist in Regulatory Change Management project execution through gap assessment

exercises & tracking of enhanced / new controls;
Analyse of the customer database / transactional database to identify testing opportunities,

and work with SLOD Testing team;
Support in the escalation of risk assessment cases;
Contribute to an up-to-date understanding of the requirements of applicable legislation and

any other relevant guidance related to Financial Crime for the region(s) in scope;
Support on AML/CTF related regulatory duties and requests, including exam requests.

**Soft Skills**

You have a proven