Payment Operations Specialist

RiverBank is a specialized lender dedicated to financing Small and Medium Enterprises and Real Estate firms in the Netherlands and France.

RiverBank’s mission is to combine the best of the fintech and banking world. As experienced bankers, we commit the bank's balance sheet to grant loans which we analyze using a fundamental credit approach. As a fintech player, we digitally source, process and monitor the loans. Riverbank is growing fast both organically and through acquisitions.

As a young company, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong teamwork. RiverBank will offer an entrepreneurial environment within the regulatory banking framework - a place for people to learn, to achieve and grow. Our culture will promote diversity and individual perspectives in an international environment, represented by more than 10 nationalities.
- **Job Overview**:_
- **Responsibilities**:_
- Creation and maintenance of Bank Accounts, Templates and Counterpart data within the core banking system (RBC).
- Execute Daily reconciliation and monitor reports, ensuring compliance and adhere to RiverBank callback and Payment Procedure is maintained
- Process incoming and outgoing payments
- Reviewing account activity to determine whether any fraudulent activity has occurred
- Tracking payments to counterparts and vendors and reviewing payment status to identify any issues that may have occurred during processing
- Investigating errors or other issues with payments received
- Reconcile accounts payable ledgers with bank statements or journals of the company’s financial institution
- Preparing reports on accounts payable activity such as delinquencies and exceptions
- Using systems to upkeep banking data, and using visualization tools to present meaningful data to monitor activities
- Identify value creation opportunities and regularly participate and contribute to new process developments
- Partner with technology to deliver key infrastructure projects around payments and operations
- Identify operational risks and offer solutions to mitigate through process developments
- Drive best practice across the function and ensure processes are robust, documented, reviewed periodically and followed
- Ensure payment documentation is complete, accurate, and in compliance with regulations and company policies
- Coordinating with banks, auditors, and other internal and external stakeholders involved in the payment process
- **Requirements**:_
- 3 years of experience/exposure in working in a high volume data environment
- Knowledge of banking & treasury data is a strong plus
- Knowledge in Treasury Management Systems is helpful
- Strong IT aptitude, with a demonstrable knowledge of data analysis, reporting and management
- Demonstrable experience in driving change and challenging the status quo
- Driven to succeed and willingness to take ownership
- Engaging personality who builds relationships easily
- Ability to work autonomously and as part of a team
- Professional demeanour, highly ethical, accountable and work with absolute discretion and professionalism
- Confident in dealing with people at all levels of the firm
- Flexible attitude towards a varied and challenging set of deliverables
- Have interest in improving process efficiency through technology
- Detail orientated
- A risk mind‐set with the ability to identify, solve and mitigate perceived risks
- Swift experience
- ISO20022 knowledge
- Ability to work well in a fast-paced, high-volume environment and handle multiple tasks simultaneously

Ability to commute/relocate:

- Luxembourg: Reliably commute or planning to relocate before starting work (required)