(Associate) Officer Credit Policies

il y a 4 semaines


Luxembourg European Investment Bank Temps plein

The **EIB**, the European Union's bank, is seeking to recruit for its Operations Directorate (OPS), Operations Support Department (OSD), Business Support and Analytics Division (3-BUS SUPP&AN), Prudential Policies and Standards Unit (PPS) at its headquarters in Luxembourg, an **(Associate) Officer Credit Policies & Standards*.**

**This is a full-time position at grade 4/5 for which the EIB offers a permanent contract.**
- _internal benchmark (Associate) Officer Lending Operations_

**_ Panel interviews are anticipated for mid-October 2023. _**

**Purpose**:
As an (Associate) Officer Credit Policies & Standards, you will design, develop and implement methodologies, policy frameworks and/or internal user guidelines throughout the OPS and EIB Global (GLO) Directorates in relation to credit risk assessment and prudential Best Banking Practices (BBP) projects, in order to ensure that business origination aspects are properly reflected in these initiatives, and that OPS and GLO adhere to the Bank’s BBP and implement unified financial analysis standards.

**Operating Network**:
Reporting to the Head of Unit, you will work closely with colleagues in the Division as well as across the OSD Department. Based on a strong internal network, you will need to ensure effective consultation with OPS and GLO Departments and to collaborate closely with Risk Management (GR&C-RM), General Secretariat (SG), Portfolio Management and Monitoring (PMM), and other EIB Directorates and with the EIF.

**Accountabilities**:
In this post, you will:

- Contribute to the development of methodologies, policy frameworks and internal guidelines in relation to credit risk assessment, prudential frameworks and prudential BBP (Best Banking Practices)
- Provide specialised functional expertise and recommendations on improvements of credit and prudential methodologies, policy frameworks and internal guidelines in order to align the Bank with best practices
- Represent OSD in Working Groups aimed at developing and maintaining credit risk models and methodologies. Evaluate the impact of these models and their adjustments for OPS and GLO; in close cooperation with PMM as a part of the Bank’s first line of defence, formulate constructive proposals in the context of Working Groups, and in support of Senior Management’s participation in Model Risk Committee, Management Committee and Board of Directors meetings
- Represent OSD in BBP Working Groups; formulate proposals to ensure that aspects related to business origination are adequately reflected in the definition and implementation of the BBPs, while maintaining a constructive dialogue with SG, RM, PMM and other services involved on these topics
- Maintain a regular and transparent flow of information with the other OSD Divisions and with OPS/GLO’s transactional Departments with regard to credit assessment models and methodologies and BBP projects; ensure that their input is taken into account, organize regular feed-back on the progress of bank-wide initiatives and set up trainings/information sessions whenever appropriate, facilitate the transposition of the new practices into OPS procedures manual
- In close cooperation with PMM, contribute to the deployment and maintenance of unified financial analysis standards throughout OPS and GLO; act as a point of contact and expertise for the deployment, use and development of the Financial Statements Database; organize training sessions for the transactional Departments on financial spreading and analysis
- Provide expert advice to the OPS and GLO transactional Departments for the development and implementation of the Early Warning Signals / Non-Performing Exposure policy. In close cooperation with the Climate Action and Environment Coordination Division, ensure the development and deployment of the Bank’s Climate Risk assessment tools and methodologies. Provide input for the periodic and ad-hoc reviews of EU and non-EU Credit Risk Guidelines in collaboration with RM Operations (GR&C-RM/CCRD) and of the Master Finance Contract in cooperation with the Legal Directorate (JU).

**Qualifications**:

- University degree (minimum an equivalent to a Bachelor), preferably in Finance/Economics/Accounting.
- At least 3 years of relevant professional experience including exposure to the lending process, exposure to financial spreading, rating models and credit assessment methodologies, as well as experience in analysing and/or implementing prudential regulatory requirements
- Good understanding of the EIB Group institutional objectives and policies
- Very good knowledge of EIB standard computer tools - including MS Excel and Powerpoint
- Excellent drafting skills; ability to translate analytical thinking into concise and structured write-ups
- Communicating with clarity and concision and with the proven ability to summarise and present information
- Excellent knowledge of English and/or French (*), with a good command of the other. Knowledge of other EU langu



  • Luxembourg European Investment Bank Temps plein

    The **EIB**, the European Union's bank, is seeking to recruit for its Group Risk & Compliance Directorate (GR&C),** **Credit & Climate Risk Department (CCRD) - Structured Finance & Equity Division (SFE) - Structured Finance Unit (SFU) at its headquarters in Luxembourg, a **(Associate) Project Finance Credit Risk Officer (*)**. **This is a full-time temporary...

  • Associate Credit

    il y a 2 semaines


    Luxembourg, Luxembourg Intelsat Temps plein

    Your role in helping us shape the future:In this role, the Associate Credit & Collections Analyst will provide critical assistance to C&C team members and other Analysts on a daily basis by analyzing the risk associated with extending credit to potential and existing international customers. You'll safeguard Intelsat assets by helping the team minimizing...

  • (Associate) Reporting Officer

    il y a 3 semaines


    Luxembourg European Investment Bank Temps plein

    **This position is based at our Luxembourg headquarters and requires regular office presence. **The EIB offers you the opportunity to live and work in a truly international and multi-cultural environment. We also offer relocation support. The **EIB**, the European Union's bank, is seeking to recruit for its Group Risk & Compliance Directorate (GR&C),**...

  • Credit Officer

    il y a 2 semaines


    Luxembourg, Luxembourg Deutsche Börse Temps plein

    LearnDevelop Grow But always:Share value:Join our international team that drives positive change, united by a spirit of openness and curiosity. We empower you to have an impact and to grow - personally and professionally. With us, you work at the heart of financial systems and evolve the way markets operate. We're excited about the future because we are the...

  • Associate Credit

    il y a 6 jours


    Luxembourg Intelsat Temps plein

    **Your role in helping us shape the future**: In this role, the Associate Credit & Collections Analyst will provide critical assistance to C&C team members and other Analysts on a daily basis by analyzing the risk associated with extending credit to potential and existing international customers. You’ll safeguard Intelsat assets by helping the team...


  • Luxembourg Quintet Private Bank Temps plein

    Purpose of the Job   Quintet Private Bank is a leading private bank in the wealth management sector; we are committed to our clients and their families, and pride ourselves on our personalised service based on a deep understanding of what clients want to achieve.  We are a bank headquartered in Luxembourg , with branches in Germany, Netherlands and...

  • Senior Credit Risk Officer

    il y a 4 semaines


    Luxembourg Quintet Private Bank Temps plein

    Purpose of the Job   Quintet Private Bank is a leading private bank in the wealth management sector; we are committed to our clients and their families, and pride ourselves on our personalised service based on a deep understanding of what clients want to achieve.  We are a bank headquartered in Luxembourg , with branches in Germany, Netherlands and...

  • Credit Operation Officer

    il y a 1 mois


    Luxembourg Rakuten Europe Bank S.A. Temps plein

    BU Banking: Business Unit Banking is responsible for the product, services, operation of Rakuten Europe Bank. Our task includes market analysis, building new product concepts, introducing them to the market, acquire the partners, managing client relationship, managing day-to-day portfolio performance as well as the operation of the existing products. ...

  • Credit Operation Officer

    il y a 2 semaines


    Luxembourg, Luxembourg Rakuten Europe Bank S.A. Temps plein

    BU Banking: Business Unit Banking is responsible for the product, services, operation of Rakuten Europe Bank. Our task includes market analysis, building new product concepts, introducing them to the market, acquire the partners, managing client relationship, managing day-to-day portfolio performance as well as the operation of the existing products. ...

  • Credit Operation Officer

    il y a 4 semaines


    Luxembourg Rakuten Europe Bank S.A. Temps plein

    BU Banking: Business Unit Banking is responsible for the product, services, operation of Rakuten Europe Bank. Our task includes market analysis, building new product concepts, introducing them to the market, acquire the partners, managing client relationship, managing day-to-day portfolio performance as well as the operation of the existing products. ...

  • Credit Officer

    il y a 2 semaines


    Luxembourg Deutsche Börse Temps plein

    **Learn. Develop. Grow. But always: Share value**: Join our international team that drives positive change, united by a spirit of openness and curiosity. We empower you to have an impact and to grow - personally and professionally. With us, you work at the heart of financial systems and evolve the way markets operate. We’re excited about the future because...


  • Luxembourg European Investment Bank Temps plein

    The **EIB**, the European Union's bank, is seeking to recruit for its Portfolio Management and Monitoring Directorate (PMM), Transaction Management Department (TM), Equity and Venture Debt Division (EVD), Provisioning and Valuations Unit (PROVAL), at its headquarters in Luxembourg, an **(Associate) Provisioning and Valuation Officer*.** **This is a...

  • Senior Credit Risk Officer

    il y a 3 semaines


    Luxembourg Findel Airport Quintet Private Bank Temps plein

    **Purpose of the Job**: **Quintet Private Bank** is a leading private bank in the wealth management sector; we are committed to our clients and their families, and pride ourselves on our personalised service based on a deep understanding of what clients want to achieve. We are a bank headquartered in Luxembourg, with branches in Germany, Netherlands and...

  • (Associate) Banker

    il y a 4 semaines


    Luxembourg European Investment Bank Temps plein

    The **EIB**, the European Union's bank, is seeking to recruit for its **Operations Directorate (OPS),** **Baltic Sea and Northern Europe Department **(**BSNE) - **Public Sector - Poland and Baltic States Division (3-PUB SEC) **at its headquarters in Luxembourg, a **(Associate) Banker - Public Sector**.** **This is a full position at grade 4/5 for which the...

  • Credit Structurer

    il y a 4 semaines


    Luxembourg, Luxembourg Bank Pictet & Cie (Europe) AG, succursale de Luxembourg Temps plein

    Pictet is an investment-led service company, offering wealth management, asset management and related services. The firm is a partnership of eight owner managers and has maintained its principles of succession and transmission of ownership since its establishment in 1805.With more than CHF 612 billion in assets under management or custody as of 31 December...

  • Credit Structurer

    il y a 1 mois


    Luxembourg, Luxembourg Bank Pictet & Cie (Europe) AG, succursale de Luxembourg Temps plein

    Pictet is an investment-led service company, offering wealth management, asset management and related services. The firm is a partnership of eight owner managers and has maintained its principles of succession and transmission of ownership since its establishment in 1805.With more than CHF 612 billion in assets under management or custody as of 31 December...

  • (Associate) Loan Products

    il y a 3 semaines


    Luxembourg European Investment Bank Temps plein

    **This position is based at our Luxembourg headquarters and requires regular office presence. **The EIB offers you the opportunity to live and work in a truly international and multi-cultural environment. We also offer relocation support. The EIB, the European Union's bank, is seeking to recruit for its Operations Directorate, Operations Support Department,...

  • Credit Officer

    il y a 2 semaines


    Luxembourg, Luxembourg Banque Internationale à Luxembourg (BIL) Temps plein

    Fondée en 1856, la Banque Internationale à Luxembourg (BIL) est la plus ancienne banque universelle du Grand-Duché. Depuis sa création, elle joue un rôle actif dans les principales phases du développement de l'économie luxembourgeoise. Elle exerce aujourd'hui les métiers de banque de détail, banque privée et banque des entreprises et participe aux...

  • Senior Credit Risk Consultant

    il y a 2 semaines


    Luxembourg Lux-Advisory Temps plein

    **OBJECTIVE** The Senior Credit Risk Consultant will coordinate the development of our Client’s risk policies and credit risk guidelines, support preparations for the Internal Risk Committee and the Board Risk Committee. He/She will work within the credit risk and governance team to assess and monitor a selection of issuers and counterparties and will...


  • Luxembourg Lux-Advisory Temps plein

    **Lux-Advisory **is a company specialized in Finance. To support the increase of our activity, we are currently looking for a** Senior Credit Risk Consultant.** **OBJECTIVE** The Senior Credit Risk Consultant will coordinate the development of our Client’s risk policies and credit risk guidelines, support preparations for the Internal Risk Committee and...