Financial Crime Compliance Officer

About the Company
Mitsubishi UFJ Investor Services and Banking (Luxembourg) S.
A. (MIBL) is a Bank incorporated in Luxembourg and is fully owned by Mitsubishi UFJ Trust and Banking Corporation, member of the Mitsubishi UFJ Financial Group, one of the largest financial groups worldwide. MIBL provides a wide range of financial services to institutional investors including depositary, custody, fund administration and other banking-related services.

About the Role
The focus on documented testing, remediation tracking and assessment of first-line controls reflects current Luxembourg monitoring roles, where the Bank specifically seek experience in second-line testing and assessment of control effectiveness. Responsibilities
• Execute scheduled Financial Crime Compliance monitoring reviews in accordance with the approved annual Compliance Monitoring Programme.
• Perform sample-based testing of financial crime controls, including areas such as:
• Customer Due Diligence (CDD/KYC);
• Enhanced Due Diligence (EDD);
• PEP and sanctions screening;
• ongoing monitoring;
• transaction monitoring/KYT;
• high-risk customers and relationships;
• periodic reviews;
• suspicious activity escalation and reporting processes, where applicable.
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• Assess whether controls have been performed in accordance with applicable policies, procedures and regulatory requirements.
• Document testing performed, evidence reviewed and conclusions reached in accordance with established monitoring methodology.
• Identify control weaknesses, exceptions and potential compliance deficiencies and escalate them to senior team members.
• Assist in performing root-cause analysis of identified issues.
• Support the preparation of monitoring reports, including factual findings and supporting evidence.
• Maintain monitoring files and supporting documentation to an appropriate audit and regulatory standard.
• Track agreed remediation actions and follow up with relevant stakeholders on outstanding items.
• Support the production of statistics, KPIs and KRIs.
• Assist with thematic reviews and ad-hoc monitoring exercises arising from emerging risks or regulatory developments.
• Maintain awareness of relevant Luxembourg and EU financial crime regulatory developments.
• Contribute to the continuous improvement of monitoring procedures, testing scripts and working papers. Qualifications
• Bachelor's or Master's degree in Law, Finance, Economics, Business Administration or a related discipline.
• Ideally 1–3 years of relevant experience within Compliance, AML/CFT, Financial Crime, Internal Control, Risk or Audit in the financial services sector. A strong graduate profile with relevant internships may also be considered depending on the organisation.
• Fluency in English. Required Skills
• Basic to good understanding of financial crime risks;
• Familiarity with Luxembourg AML/CFT requirements and the CSSF regulatory environment;
• Understanding of KYC/CDD/EDD and sanctions concepts;
• Strong analytical and investigative skills;
• Ability to review evidence critically rather than relying solely on process confirmation;
• Strong attention to detail and documentation standards;
• Good written communication skills;
• Ability to manage deadlines and multiple monitoring assignments;
• Professional judgement, integrity. Pay range and compensation package 72k