【LUX】Finance and Operation Manager

Finance and Operations Manager LianLian Europe S.
A. is an Electronic Money Institution (EMI) based in Luxembourg, specializing in providing innovative financial solutions to a diverse range of clients. With a commitment toexcellence and compliance, we are at the forefront of the digital finance industry. As we continue to grow, we are seeking a dynamic and experienced Finance and Operations Manager to join our team and contribute to our ongoing success. The successful candidate will be developed and mentored with succession in mind, taking on progressively greater responsibility across financial control, regulatory reporting, and operational governance. Reporting directly to the Head of Finance & Operations, you will act as a second in command across the finance function and will be responsible for financial control, reviewing daily and monthly safeguarding controls, managing day-to-day business operations including customer operations, and optimizing operational processes. You will also work closely with our outsourced accounting provider (Opexia), operate a four-eyes control model across the key accounting and reporting tasks. Role & Responsibilities 1. Financial Management & Accounting Control – Act as second in command for managing accounting, financial control, and the monthly financial closing review. In partnership with the outsourced accounting provider, oversee and/or review under four-eyes controls:
· Processing and accounting of supplier and service-provider invoices, and employee expense reports, ensuring completeness and correct-period recording.
· General Ledger management, including the controlled creation and modification of GL accounts.
· Monthly variance analysis (P&L vs budget, prior month and prior year), identifying and investigating significant variances.
· Regulatory Reporting – Review regulatory reports to ensure they are complete and accurate prior to submission to the CSSF, and support preparation of management accounts and reports.
· Review monthly financial statements prior to CSSF submission, ensuring reports are submitted within the regulatory deadline (by the 20th of the following month).
· External Audit Coordination – Be the point of contact for the external auditors during the audit of the annual accounts and support the tracking and closure of internal audit findings. 2. Operations Management – Lead the Operations function with top-quality Operations Plans and strong governance (policies, frameworks, registers, and procedures). Coordinate the resolution of customer complaints with the Product and Tech teams. 3. Treasury, Safeguarding & Reconciliation – Manage the safeguarding and reconciliation of customer funds across all currencies, reconciling customer e-Wallet balances to bank movements daily to ensure proper safeguarding. Process payments with special attention to manual payments, manage exceptions, and conduct investigations on breaks identified during the reconciliation process. Perform daily and month-end reconciliation of all segregated and corporate bank accounts and ensure statement files are received from banking partners on a timely basis. Complete the month-end safeguarding review. 4. Banking Partner & Channel Management – Manage account balances and ensure sufficient liquidity not only at an entity level, but across different banks and channel partners to ensure smooth operations. Collaborate with cross-functional teams to implement best practices in treasury, compliance, and internal controls, and identify and implement technology solutions to improve operational workflows. Skills & Qualifications Bachelor's degree in Finance, Business Administration, or a related field; MBA or relevant professional certifications (e.g. ACCA, CFA) preferred. Proven experience (5+ years) in a similar finance and operations management role within the financial services industry, preferably in electronic money institutions or fintech companies. The ambition, capability, and leadership potential to progress into the Head of Finance role within approximately two years. Thorough understanding of Luxembourg's financial regulatory environment. Strong analytical, problem-solving, and decision-making skills. Exceptional communication and interpersonal skills. Excellent organisation

skills:
the ability to plan and organise work so that it is efficient and effective. Solutions-oriented, with the ability to turn problems into opportunities.