Financial Crime Prevention Analyst

BIL is a leading player in Luxembourg’s financial market. Founded in 1856 as the country’s first bank, BIL has contributed significantly to the development of Luxembourg’s social and economic landscape. Today, BIL operates across digital banking, wealth management and corporate finance, supporting individuals, entrepreneurs, businesses, and both private and institutional investors. Headquartered in Luxembourg, BIL employs more than 1,800 people and maintains a presence in key financial centers including Luxembourg, Switzerland, France and China. As a major player in Luxembourg’s finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations.

One of the key missions of the Financial Crime Prevention (FCP) function is to conduct independent and risk-based investigations to protect the Bank's assets, reputation, and integrity, while ensuring compliance with Anti-Money Laundering and Counter-Terrorist Financing (AML/CFT) regulatory requirements.

As a Financial Crime Prevention Analyst, you will play a pivotal role in the detection, assessment, and investigation of potential financial crime risks. This position requires strong regulatory knowledge, excellent interpersonal skills, a genuine investigative mindset, and the ability to navigate complex situations involving AML/CFT, reputational, tax, and other financial crime-related risks.

Your next challenge:

• Review, assess, and investigate cases involving potentially suspicious activity and financial crime concerns.
  
• Conduct enhanced due diligence, background checks, adverse media reviews, and open-source intelligence research on prospects, clients, counterparties, and transactional parties.
  
• Analyze customer profiles, account activity, transaction flows, corporate structures, and supporting documentation to identify red flags and assess potential risks.
  
• Document, structure, and synthesize investigative findings, presenting well-supported assessment to the Compliance Incident Committee (CIC).
  
• Gather and compile all relevant information required for the preparation and submission of Suspicious Transaction Reports (STRs) to the Financial Intelligence Unit (FIU).
  
• Draft high-quality SARs/STRs based on comprehensive assessments of client activity, transactional behavior, and overall risk exposure.
  
• Act as a key liaison with the FIU and support responses to regulatory inquiries and requests.
  
• Collaborate closely with Compliance, Front Office, Credit, Operations, Legal, and other stakeholders to support investigations and manage financial crime risks.
  
• Keep abreast of evolving financial crime typologies, regulatory developments, and industry best practices.

Your skills: 

• 3 to 5 years of relevant experience in Financial Crime Compliance, AML/CFT Investigations, Compliance, Risk Management, or a related field.
  
• Proven experience dealing with financial crime matters, suspicious activity investigations, and high-risk client relationships.
• Strong understanding of AML/CFT regulations, financial crime typologies, and investigative methodologies.
  
• Knowledge of banking activities, legal structures, financial products, and client relationships is considered a strong asset.
  
• Previous experience in Front Office, Credit, Client Relationship Management, or other banking functions would be highly valued.
• Fluency in English and French is mandatory.
  
• Knowledge of any additional European language would be considered an asset.
  
• Proficiency in Microsoft Office applications.
• Strong investigative mindset with a genuine interest in conducting research and uncovering complex financial crime patterns.
  
• Excellent analytical and critical thinking skills with the ability to connect information from multiple sources and formulate reasoned conclusions.
  
• Strong synthesis and report-writing abilities.
  
• Curiosity, resilience, sound judgment, and the confidence to challenge when required.
  
• Strong communication and stakeholder management skills.
  
• Ability to work autonomously while also contributing effectively within a team environment.
  
• Highly organized, proactive, and capable of managing multiple priorities under pressure.
  
• Detail-oriented with a strong sense of integrity, discretion, and accountability.
  

BIL offers a broad range of challenging projects and a huge choice of career paths .We will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience.
BIL is firmly of the opinion that diversity & inclusion contribute towards increasing the collective performance of the Bank. We are committed to creating a culture of inclusion that encourages individual development with equal opportunities for all.

NB: The selected candidate will be asked to provide an extract from the criminal record (no.3) as evidence of integrity and justified with regard to the specific needs of the position to be filled. Other documents will be collected, to the extent legally permitted, to perform background checks.