Credit Risk Analyst

il y a 1 semaine

Luxembourg PayPal Temps plein

At PayPal (NASDAQ: PYPL), we believe that every person has the right to participate fully in the global economy. Our mission is to democratize financial services to ensure that everyone, regardless of background or economic standing, has access to affordable, convenient, and secure products and services to take control of their financial lives.

Job Description Summary: Our credit risk governance analysts work to document our policies and procedures, maintain them as these policies and procedures are revised on an ongoing basis, monitor the execution of them to detect any exception cases, log the resolution of respective investigations, as well as review, escalate, and follow through on the remediation of any operational issues in relation to credit portfolios. If you are a credit risk analyst with an interest in policy documentation and execution monitoring, solving challenges, and working in a highly collaborative and values driven environment, then PayPal’s Credit Risk Governance team is looking for you.

**Job Description**:
**Responsibilities**

In your role as a credit risk analyst, you will:

- Manage credit policy change governance, working also with global credit team as needed to appropriately update policy and procedure documents, and log any changes.
- Monitor policy execution to ensure compliance with existing policies and procedures, and log potential policy breaches, investigation results, and eventual resolutions.
- Interact with global credit control and operations teams to become aware of any operational issues/incidents as they arise and inform PayPal Europe management on root causes, remediation plans, financial impact, and preventive actions.
- Verify the accuracy of the periodic portfolio level credit risk appetite reviews.
- Participate in credit audits and inspections to provide support to internal and external auditors on all these activities as needed.

**Requirements/Qualifications**
- Bachelor’s or master’s degree in a related field.
- Minimum of 4 years of experience in risk management, compliance, consulting, or a related field.
- Strong communication skills, both verbal and written.
- Team worker, responsible, delivery oriented.
- Ability to work with a group of people within the credit team or broadly across the larger organization to achieve desired outcomes in an effective way.
- Ability to accomplish tasks with close attention to detail checking work carefully even over smaller points.
- Experience in banking regulatory background in EU preferred.

Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

Who We Are:
As part of PayPal’s commitment to employees’ health and safety, we have established in-office Covid-19 protocols and requirements, based on expert guidance. Depending on location, this might include a Covid-19 vaccination requirement for any employee whose role requires them to work onsite. Employees may request reasonable accommodation based on a medical condition or religious belief that prevents them from being vaccinated.

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