Financial Crime Analyst

Company Description

MANGOPAY is a leading European fintech that is shaping the future of exchanges by building powerful payment technologies for marketplaces and crowdfunding platforms.

We specialise in providing payment technologies that enable platforms to process funds easily and automatically at scale. We currently have over 2,500 clients across Europe - including highly innovative marketplaces like Vinted and Rakuten - for whom we have processed over 22 billion euros since our creation in 2013.

Our daily operations are centered around three core values: entrepreneurship, collaboration, and diversity. We have seven offices across Europe and are proud to foster an inclusive and dynamic work environment that has helped us become an innovative leader both locally and internationally.

**Job Description**:
In a context of strengthening its’ Financial Crime Team, and under the responsibility of the Financial Crime Manager & Head of Compliance Operations, you will contribute to the control and reduction of the company’s risks and will perform the operational risk management function on a daily basis.

**Your main missions will be**:
**Daily Tasks of the Financial Crime Unit**
- Working to investigate and detect Financial Crime on our platform
- Working with Sanctions, Salesforce Requests and Investigating Fraudulent Activity
- Reporting of STR/SARs to applicable Financial Intelligence Units & Law Enforcement
- Constant improvement of internal processes and projects
- Reporting to Financial Crime Manager and Head of Compliance on the results of activities and investigations
- Perfoming of KYC/EDD on potential Adverse Media and Suspect activity
- Investigating Counter Terrorism financing and Serious Financial Crimes

**Management of Transactional Alerts**
- Ensure adherence to AML-CTF legislation and regulations, in addition to internal processes and procedures
- Approval of Payouts and performing Suspicious Activity Monitoring
- Alerts queue management: ensure the workload is appropriately attributed to Financial Crime unit employees
- Validations of Escalated Alerts
- Escalation to Authorised Management and Head of Compliance in case of higher-profile alerts and complex investigations

**Systems Evolution**
- Contribute to Projects defining Financial Crime specification for new systems of current systems evolution.
- Working as a team to test new systems and tools fighting Financial Crime

**Diverse Request Handling (Internal & External)**
- Manage the treatment of queries in relation to specific transactions / Clients, from Partner Banks, Platforms, Internal Departments etc.
- Ensure timeliness and quality of answers provided.
- Manage treatment of other ad-hoc requests, as needed

**Regulatory requests**
- Carry out investigation as appropriate in case of regulatory requests, document findings. Co-ordinate with other departments (Finance, Fraud, CSM) as required.
- Investigate and respond to routinary requests from Police authorities and similar, in co-ordination with Legal

**Qualifications**:
A Financial Crime Analyst with **at least 2 years professional experience**, preferably in the **payments/acquisition business**.

**English** is **Mandatory** for this position.

Any additional language, **French **in particular, is a distinguished plus.

If you consider yourself a good fit for the role, interested in fighting Financial Crime; and you are interested in contributing by joining a fast-growing, fast-paced Fintech, we would be happy to hear from you.

Additional Information
- HR Call
- 1st Interview - Lead Financial Crime Analyst
- 2nd Interview - Head of Compliance