Financial Analyst

**You love to crunch and analyse numbers and big data?**If you want to dive into the world of consumer loans, we’ve got

the perfect opportunity for you As a **Financial Analyst**, you will have the opportunity to support the growth of our

business in a fast-changing environment. **Within the** **Controlling team**, you will establish financial plans, track the

progress of the bank and analyse to identify and seize new opportunities. You will become part of a highly motivated and

diversified team, collaborating across different disciplines. Your analytical insights will support major decisions of the senior

management team.

**Dive in and join the world of finance, payment and credit, working for an unconventional digital bank in the heart**

**of Luxembourg**

This opportunity is a full-time CDI contract.

**ABOUT THE JOB**|** Your responsibilities**
- **Prepare financial forecasts and budget** focusing

on our credit card portfolio and credit risk
- **Contribute to management reporting,**measure

and monitor actual performance and explain

discrepancies towards financial plans
- **Carry out analyses** **to support the corporate**

**strategy,** e.g. profitability, segmentation, behaviour

analyses, impact analysis, etc.
- Develop and maintain **complex forecasting**

**models and dashboards**
- **Support accounting closing process** for completeness

and accuracy of the results
- **Consolidate data from multiple sources** into a unified

view using data mining and business intelligence tools,

ensuring it**is accurate, consistent and ready for

reporting and analysis
- Develop **expertise in credit risk** **management** of

revolving retail exposures and work closely with the

Credit Risk Management teams
- Drive **continuous enhancement of controlling**

**processes**, including implementation of best practices

and automation initiatives

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**ABOUT YOU**|** Your background, skills and personality**
- **University degree in Finance, Business**, a related field

or equivalent professional experience
- At least **three years’ professional experience** in

banking, finance or advisory with a focus on financial

planning and analytics
- **Advanced in financial modelling** with proven

professional experience
- **Solid knowledge of accounting principles** **and** **IFRS 9**

(ECL) is an asset
- **Proficient user of** **MS Excel and Word**: Skilled in using

advanced formulas for efficient analytical spreadsheets

and adept at presenting results with proper formatting

and communication
- **Affinity to big data**:Experience in data mining and

business intelligence tools is an asset, e.g. SQL and

Power BI
- **Strong analytical and numerical skills**:Ability to

collect, process and analyse data to understand complex

concepts and draw reasonable conclusions**
- **Fluency in English** is essential; proficiency in French,

German or other languages is a plus
- **Results-oriented**: Focuses on delivering tangible

outcomes within the deadlines**
- **Collaboration and teamwork**: A natural team player

who thrives in a flat organisational structure, values

input from all levels and actively contributes to the

collective success of the team
- **Self-motivation and drive**: Highly dedicated and

motivated to achieve both individual and team goals,

with a commitment to excellence and continuous

improvement
- **Ownership and accountability**: Demonstrates a

proactive approach in taking responsibility for

tasks/outcomes, with a focus on seeing projects through

to completion
- **Adaptability and flexibility**: Comfortable working in a

dynamic environment, navigating change effectively
- **Transparency and communication**: Clear and direct

communication style with a commitment to engage

openly and constructively, maintaining open channels

and promoting information sharing with colleagues

**ABOUT ADVANZIA**|** The European digital bank**
- Advanzia Bank’s _**_mission_**_ is to make finance easier and more inclusive by offering simple, smart and user-friendly payment and _
- credit solutions that provide financial flexibility and deliver added value for our customers. Our way of working is guided by _
- responsible lending, open communication and teamwork in cooperation with employees, business partners and customers. _

At Advanzia, we are committed to equal opportunities and embrace diversity as a driving force behind our success.

We offer challenging projects in a dynamic, fast-paced environment, along with numerous opportunities for training and

development, and a performance-driven bonus structure. Our benefits package includes Pluxee lunch vouchers, employee

travel insurance, preferential rates on Advanzia products, as well as transportation and wellness allowances. Our zero
- carbon Emerald building is designed to support employee health and wellbeing with various health programmes, access to

our gym and after-work sports & social events available to all members of **#TeamAdvan