Structurer

The Structurer supports Sales Lending Officers / WM Relationship Managers in all their credit-related needs with respect to the full range of lending product offering (special focus on French, Spanish & UK Commercial / Residential Real Estate Financing, Single Stock Financing, Lombard Financing, Aircraft Financing, Life Insurance Financing, as well as Subscription Financing).

Tasks of a Structurer in the Analysis & Execution Team include:

- Support Sales Lending Officers in their initial structural / feasibility check of a credit transaction
- Support Sales Lending Officers to conclude and implement on structures of credit transactions that in the end make it acceptable from both commercial and risk standpoints
- Formalize requests, hand in hand with Sales Lenders from various locations, in a Credit Report and get it approved / join discussions for approval by / with Risk Management
- Ensure approved transactions will also be documented in line with legal requirements (overall organization and coordination of processes with internal and external stakeholders; including cooperation with legal departments)
- Administrate approved deals throughout transaction life cycle (i.e. perform annual review of credit transactions; manage and administrate credit book in terms of ongoing conditions/tasks; coordinate with Sales Lending Officers / WM Relationship Managers as well as with Risk Management and Legal to manage conditions and deliver them in a timely manner)
- Besides these direct client-related tasks, the Lending Officer within Analysis & Execution also supports and takes ownership in enhancing local processes as well as occasionally participate in (global) Lending projects

Qualifications / Skills:

- You have completed a university-level degree in business / economics
- You have at least 7 years of experience in a wealth management related lending / credit role
- You have a good knowledge and understanding of overall banking processes, financial instruments as well as contractual matters
- You have good analytical, communication, administrative and structural skills as well as the ability to identify risks / mitigants throughout the overall credit process
- You work in a solution-focused manner
- You are fluent in English (French and Italian would be beneficial in addition)
- You are a motivated self-starter and demonstrate besides your strong organizational and communication skills an ability to learn and improve (within a multi-stream project type of work)

Unsere Werte bestimmen das Arbeitsumfeld, welches wir schaffen möchten - vielfältig, wertschätzend und offen für verschiedene Meinungen. Nur eine Unternehmenskultur, die eine Vielzahl von Perspektiven, sowie kulturellen und gesellschaftlichen Hintergründen vereint, fördert Innovation. Wir setzten auf vielfältige Teams, in welchen die Menschen ihr volles Potential entfalten können - denn das Zusammenführen verschiedener Talente und Ideen spielt eine entscheidende Rolle für den geschäftlichen Erfolg der Deutschen Bank.

Unsere Unternehmenskultur setzt hohe ethische Standards und fördert ein gutes Miteinander. Unabhängig von kulturellem Hintergrund, Nationalität, ethnischer Zugehörigkeit, geschlechtlicher und sexueller Identität, körperlichen Fähigkeiten, Religion und Generation freuen wir uns über Bewerbungen talentierter Menschen.
Sprechen Sie uns an: Wir bieten flexible Arbeitszeitmodelle und weitere Zusatzleistungen, um Sie in Ihrem Berufsleben zu unterstützen.

Klicken Sie hier für weitere Informationen zu Vielfalt und Teilhabe in der Deutschen Bank.