Financial Analyst

**The Company**

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and our communities.

Job Description Summary: You will support FP&A processes and take part to the tracking of PayPal’s Small Businesses & Financial Services Business Unit “SMB & FS BU” financial performance. You will develop and enhance FP&A tools and reporting.

**Job Description**:
You will be part of the PayPal’s SMB & FS FP&A global team and you will report into the FP&A Manager. You will be based in Luxembourg.

You will gain a deep understanding of PayPal’s business across different products and regions. You will expand knowledge to cover revenue and transaction costs.

You will facilitate trade-off decisions through the preparation of financial analysis and the development & enhancement of tools.

In your day to day role, you will support the preparation of weekly, monthly, or quarterly FP&A cadences in collaboration with your FP&A manager.
You will monitor financial trends and report performance against defined targets across various groups.
You will build new and enhance existing frameworks (models and reports) to consolidate and analyze the BU performance with full overview of Transaction Margin.
You will aim at optimizing and automating processes towards efficient and scalable solutions, in cooperation with Global FP&A, Analytics, and Technology teams.
You will champion PayPal’s values and foster team well-being. You will constantly promote inclusion, collaboration, integrity, transparency, trust, and respect.

Bachelor’s or Master’s degree in Finance, Mathematics, Economics or related quantitative discipline.
Fluency in English.
Experience in SQL and dashboard creation
Experience in building and challenging financial models, using analysis skills and commercial acumen to provide effective counsel and support to non-finance decision makers.
Ability to work across functions, organization & geographies.
Strong work ethic, strong team spirit, and a true desire to understand the drivers of the business.

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

**Our Benefits**:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

**Who We Are**:
**Commitment to Diversity and Inclusion**

**Belonging at PayPal**:
Our employees are central to advancing our mission, and we strive to create an environ