Aml Analyst

**Responsibilities**: About Global Payment team Global Payment is a dynamic, forward-thinking organisation at the forefront of the payments industry. As part of a fast-growing, ambitious company, you will have the unique opportunity to shape and refine our AML Framework while playing a pivotal role in our mission to innovate and deliver exceptional payment solutions. About the Role We are seeking a driven and detail-oriented AML Analyst to join our growing Compliance team in Luxembourg. This is a pivotal opportunity for a high-performing professional ready to make an impact in a regulated fintech environment. Reporting directly to the MLRO, you will play a key role in strengthening our financial crime compliance capabilities, ensuring the effectiveness of our controls, and serving as the first point of escalation for our analysts. As a trusted partner to the MLRO, you will support the management of the AML/CTF framework and contribute to the development of scalable compliance processes that align with Luxembourg regulatory expectations and internal governance standards. You’ll thrive in a collaborative setting and be empowered to contribute to regulatory readiness, investigative depth, and operational excellence. What You'll Do - Support the design and maintenance of AML/CTF policies and procedures aligned with CSSF expectations, EU regulations, and industry best practices. - Act as an initial escalation point for complex alerts and reviews, providing quality control and guidance to junior team members. - Perform enhanced due diligence (EDD) on high-risk customers and escalate findings to the MLRO with well-documented analysis and recommendations. - Assist the MLRO in preparing internal reporting packs, suspicious activity reports (SARs), and regulatory submissions to the Luxembourg FIU. - Monitor and investigate transaction monitoring alerts, identify trends, and propose control improvements. - Collaborate with cross-functional teams—including Operations, Product, and Risk—to ensure customer onboarding, CDD, and screening processes remain compliant and risk-appropriate. - Stay current on AML/CTF regulatory developments and feed insights into internal policy reviews and team training sessions. - Support the development and delivery of internal AML training, helping to embed a culture of compliance across the business. - Contribute to the readiness for Luxembourg team for regulatory inspections, audits, and internal reviews. **Qualifications**: Minimum Qualifications - Solid AML/CTF experience in a fintech, payments, digital banking, or EMI environment. - Solid understanding of Luxembourg AML law and CSSF AML requirements; experience working under a regulated framework is essential. - Demonstrated ability to manage escalations and quality assurance of AML investigations or CDD reviews. - Strong analytical skills with the ability to assess financial crime risks and provide clear, concise documentation. - A collaborative mindset with the confidence to support and guide junior colleagues. - Proactive, structured, and able to work independently while knowing when to escalate issues to senior stakeholders. - Excellent communication skills Preferred Qualifications - 2 years and above of relevant experience. - Professional certifications (e.g., ICA, ACAMS, or equivalent) are strongly preferred. Job Information About TikTok TikTok is the leading destination for short-form mobile video. At TikTok, our mission is to inspire creativity and bring joy. TikTok's global headquarters are in Los Angeles and Singapore, and we also have offices in New York City, London, Dublin, Paris, Berlin, Dubai, Jakarta, Seoul, and Tokyo. Why Join Us Inspiring creativity is at the core of TikTok's mission. Our innovative product is built to help people authentically express themselves, discover and connect - and our global, diverse teams make that possible. Together, we create value for our communities, inspire creativity and bring joy - a mission we work towards every day. We strive to do great things with great people. We lead with curiosity, humility, and a desire to make impact in a rapidly growing tech company. Every challenge is an opportunity to learn and innovate as one team. We're resilient and embrace challenges as they come. By constantly iterating and fostering an "Always Day 1" mindset, we achieve meaningful breakthroughs for ourselves, our company, and our users. When we create and grow together, the possibilities are limitless. Join us. Diversity & Inclusion TikTok is committed to creating an inclusive space where employees are valued for their skills, experiences, and unique perspectives. Our platform connects people from across the globe and so does our workplace. At TikTok, our mission is to inspire creativity and bring joy. To achieve that goal, we are committed to celebrating our diverse voices and to creating an environment that reflects the many communities we reach. We are passionate about this and hope you