Credit Risk Officer
il y a 18 heures
- Strategic credit role with regulatory and portfolio-level impact
- High visibility across risk, business, audit, and regulators
About Our Client
Our client is a Luxembourg-based banking institution operating within a large international banking group, serving corporate and institutional clients. The organisation is characterised by a strong risk culture, robust governance standards, and close alignment with EU regulatory frameworks.
Job Description
- Manage and monitor the bank's credit portfolio across industries and geographies
- Define and oversee credit appetite, limits, and portfolio concentration risks
- Review, implement, and maintain credit policies and procedures in line with group and EU requirements
- Identify, measure, monitor, and report credit risk across head office and branches
- Produce regular and ad-hoc credit risk reports for internal committees and regulators
- Coordinate internal and external audit requests related to credit risk topics
- Perform on-site and off-site credit reviews and portfolio inspections
- Develop and maintain credit risk early-warning indicators (e.g. SICR, UTP)
- Oversee IFRS 9 classification standards and quarterly ECL production with analytical insight
- Monitor regulatory developments and lead implementation of credit-related guidelines
- Maintain watchlists and conduct industry and counterparty risk screenings
- Design and execute credit stress testing at portfolio, sector, and geographic levels
The Successful Applicant
- Degree in Finance, Economics, Risk Management, or related discipline
- Solid experience in credit risk, portfolio management, or risk control within banking
- Strong understanding of EU credit regulations and IFRS 9 frameworks
- Proven analytical skills with the ability to interpret complex credit data
- Comfortable interacting with regulators, auditors, and senior stakeholders
- Methodical, structured, and detail-oriented mindset
- Ability to manage multiple priorities in a regulated environment
- Advanced Excel skills; VBA or quantitative tools are a strong asset
- Fluent in English; additional languages are an advantage
What's on Offer
- Competitive remuneration aligned with experience and seniority
- Exposure to complex international credit portfolios
- High level of autonomy and influence within the risk function
- Structured working environment with strong governance standards
- Long-term career development within an international banking group
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