Embedded Insurance Underwriter Leader

il y a 20 heures


Luxembourg City Bâloise Assurance Luxembourg Temps plein

Underwriting Manager Role Overview

We are seeking an experienced Underwriting Manager to join our international team dedicated to launching a novel Pan-European business branch in embedded insurance.

The successful candidate will play a key role in evaluating risks, pricing insurance policies accurately, and contributing to the profitability and growth of the insurance business.

As part of our agile team, you will work closely with experts from different disciplines to develop harmonized insurance solutions for the embedded insurance market.

You will report directly to the Head of the International Non-Life department and be responsible for:

  1. Evaluating applicant information, claims history, market trends, and financial indicators to determine coverage eligibility and pricing with a solid understanding of insurance principles, policies, regulations, and industry trends.
  2. Objectively evaluating risks, identifying potential issues or inconsistencies in applications, and proposing appropriate solutions or risk mitigation strategies in collaboration with our product managers and actuaries.
  3. Analyzing complex data sets, risk assessment, and making informed underwriting decisions together with our actuaries and product managers.
  4. Reviewing policy terms and documentation with attention to detail.
  5. Communicating effectively with partners and stakeholders, clearly conveying complex insurance concepts, negotiating terms, commission models, and addressing inquiries or concerns from customers or colleagues.
  6. Challenging pricing models, policy management, and data analyses in regard to efficiency and accuracy.
  7. Staying up-to-date on industry trends, emerging risks, regulatory changes, and advancements in technology or underwriting practices.
  8. Participating in discussions on product design with our product managers and process optimization.

To succeed in this role, you should have:

  • A bachelor's degree in a relevant field such as insurance, risk management, finance, business administration, economics, mathematics, or a related discipline.
  • Prior experience in a similar role is highly desirable, with a proven ability to work with spreadsheets for data manipulation and analysis.
  • Strong communication skills, fluency in English, and any other language is a plus.
  • Knowledge of insurance regulations and compliance requirements, familiarity with insurance policies, coverage types, and exclusions.
  • Customer orientation, professional rigor, critical thinking, and proactivity.
  • Agility and pragmatism in a complex and changing environment.

What We Offer

Our company offers a competitive salary range of €60,000 - €90,000 per year, depending on your level of experience and qualifications. Additionally, we offer benefits such as remote freelance contract/local unlimited contract, and occasional business trips to Luxembourg if working in a freelance framework.



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