Restructuring Officer
il y a 2 semaines
As_ part of ou_r activities, ING Luxembourg is looking for a :_
**_Restructuring Officer (M/F) - CDI_**
**_
Description of the position :_**
- You will be part of the Credit Risk Management department of ING Luxembourg SA composed of 15 people located in Luxembourg City._
- You will be responsible for securing, reducing and managing ING Luxembourg SA's credit exposure to customers of all profiles with increased risk._
- You will be responsible for the following tasks_
- _Detecting files with a deteriorated risk profile_
- _Carry out a complete analysis of the client's situation_
- _Negotiate with clients and any third parties involved (representatives, administrators, lawyers, guarantors, etc.), solutions to improve their situation_
- _Be in charge of the implementation of the actions selected and their follow-up_
- _Follow the evolution of your client portfolio and report on your activities in the context of committees _
- You will also participate in :_
- _Occasional support missions to the sales teams _
- _The organisation, with your managers, of training courses on credit and downgraded risk management_
- _The improvement of the department's procedures_
**_
Your profile: _**
- Education / Experience :_
- _At least 3 years’ experience in a banking environment and particularly in active credit management (commercial contacts, credit analysis and/or decision making)_
- _Education: BAC+3/5 with an economic and financial orientation_
- Skills :_
- _Excellent analytical skills and ability to summarise_
- _Good knowledge of the different types of credit_
- _Good oral and written communication skills_
- _Good negotiation skills _
- _Sense of responsibility, flexibility and rigour_
- _Autonomous, but also appreciates teamwork_
- _Dynamic and proactive_
- Language skills : _
- Oral and written knowledge of French and English is essential. Fluency in any other language, particularly Luxembourgish or German, would be an asset._
**_ This position will allow you to evolve within a multidisciplinary team cooperating regularly with the other departments of the bank, both locally and at the ING Group level._
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