Senior Credit Risk Restructuring Analyst

Il y a 5 mois


Luxembourg Banque Internationale à Luxembourg (BIL) Temps plein

Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is present in the financial hotspots that are Luxembourg, Switzerland, and China.
As a major player in Luxembourg's finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations.

**Your next challenge:
- The Intensive and Specific Management (GIP) unit, dedicated within Credit Risk Management to handling potentially problematic loans and counterparties, helps to reduce credit risk through a proactive approach while attempting to minimize potential losses for the Bank in the event of default. The team is looking for a Credit risk restructuring analyst who will be working on Corporate and Real Estate clients.
- As the centralizing element of Credit Risk Management, the GIP team is responsible for:

- Taking primary responsibility for managing potentially problematic loans and defaulted exposure which includes effective coordination with different internal stakeholders : Relationship Management, Legal Department, Back Offices, Credit Risk Management department and, where appropriate, Compliance
- Presenting to Credit Committee a concise view/overview of problem loan situations, including file strategy, assessment of options and recommendation.
- In collaboration with the Relationship manager, negotiate and implement long-term restructuring solutions, take a lead in negotiations with clients and potential other lenders. Implementation and monitoring of the action plan approved by Default Committee including in specific cases documentation execution.
- Preventive detection of (potentially) problematic loans through assessment of early warning indicators
- Daily Monitoring excesses and overdrafts including collateral deficit management. Carrying out provision assessments on non-performing loan cases.
- Preparing supervision lists (Special Mention, Watchlist, NPL, Forbearance)
- Effective data management in connection with cases in restructuring before default
- Participation in the development of monitoring guidelines or forbearance and non-performing procedures and policies, support and control systems, and working tools.

**Your skills:
- At least four years of higher education/master (BAC+4/5) in economics, management or finance and at least 3 years of professional experience in the credit sector
- Very good credit risk skills including financial and cash flow analysis
- Strong communication and presentation skills as well as negotiating capacity
- Familiar with regulatory requirements (CRR, Basel III, IFRS 9, EBA ITS, Non performing loans, Forbearance etc
- Good knowledge of pre insolvency proceedings in relevant jurisdiction(s)
- Proficient user of common office automation tools. Proficiency using the following software will be considered an asset: Excel (advanced), Visual Basic, Access and Business Objects, SAS
- Fluent French and a perfect command of English. Knowledge of German or Luxemburgish is considered as an asset.

BIL offers a broad range of challenging projects and a huge choice of career paths.We will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience.
BIL is firmly of the opinion that diversity & inclusion contribute towards increasing the collective performance of the Bank. We are committed to creating a culture of inclusion that encourages individual development with equal opportunities for all.



  • Luxembourg Banque de Luxembourg Temps plein

    **Type de contrat**: CDI **Temps de travail**: Temps plein **Activités / Missions**: Présente au Luxembourg depuis plus de 100 ans, la Banque de Luxembourg est un acteur financier incontournable de la place au service de clients privés, de clients de type entreprises ou institutionnels. Labellisé B-Corp nous nous engageons pour un impact social,...

  • Senior Credit Risk Specialist

    il y a 3 semaines


    Luxembourg City Manpower Luxembourg Intérim SA Temps plein

    Job Description:Manpower Luxembourg Intérim SA is seeking a highly skilled Credit Risk Officer to join its team. The successful candidate will be responsible for safeguarding the high quality of the Bank's project finance, structured finance, venture debt, and/or funds portfolio.Key Responsibilities:Independently assess credit risk of complex transactions,...

  • Credit Risk Officer

    il y a 6 jours


    Luxembourg City Manpower Luxembourg Intérim SA Temps plein

    Job DescriptionManpower Luxembourg Intérim SA is currently recruiting for a Credit Risk Officer to join its team.Key Responsibilities:Analyse complex transactions and prepare credit opinions and recommendations.Contribute to safeguarding the high quality of the Bank's project finance, structured finance, venture debt, and/or funds portfolio.Review and opine...

  • Credit Risk Specialist

    il y a 3 semaines


    Luxembourg City Manpower Luxembourg Intérim SA Temps plein

    Job Title: Credit Risk OfficerManpower Luxembourg Intérim SA is seeking a skilled Credit Risk Officer to join its team.Job Description:We are looking for a highly motivated and detail-oriented individual to contribute to the safeguarding of our clients' project finance, structured finance, venture debt, and/or funds portfolio.The successful candidate will...

  • Risk Management

    il y a 1 mois


    Luxembourg City Sofitex Talent Recruitment Temps plein

    LE POSTE :For one of our clients, a European Institution located in Luxembourg Kirchberg, Sofitex Talent is currently looking for an :Risk Management - Credit Risk Officer Job Description : Contribute to safeguarding the high quality of the Bank's project finance, structured finance, venture debt and/or funds portfolio.Independently analyse, from a...

  • Credit risk officer M/F

    il y a 3 semaines


    Luxembourg Hays Luxembourg Temps plein

    Our client, a famous institution based in Kirchberg is looking for a Credit risk officer (temporary mission of one year with possibility of extension).The candidate contributes to safeguarding the high quality of the Bank's project finance, structured finance, venture debt and/or funds portfolio. Independently analyse, from a financial and contractual...

  • Credit risk officer M/F

    il y a 1 mois


    Luxembourg City Hays Temps plein

    Our client, a famous institution based in Kirchberg is looking for a Credit risk officer (temporary mission of one year with possibility of extension).The candidate contributes to safeguarding the high quality of the Bank's project finance, structured finance, venture debt and/or funds portfolio. Independently analyse, from a financial and contractual...


  • Luxembourg Personal Direkt Temps plein

    Since 1994, we have been filling vacant personnel requirements at our clients in our consulting fields of Banking, Tax Advisory Professions and Legal. For an renowned, international Banking Corporation in Luxembourg we are looking for you as: **Senior - Credit Risk Analyst (gn) in Luxembourg**: **Main duties and responsibilities**: - Independently evaluate...

  • Credit Risk Officer

    il y a 1 mois


    Luxembourg City Manpower Luxembourg Intérim SA Temps plein

    MANPOWER Luxembourg SA recruits for one of its clients: Credit Risk Officer (M/W/X)Temporary mission Job Description: Contribute to safeguarding the high quality of the Bank's project finance, structured finance, venture debt and/or funds portfolio. Independently analyse, from a financial and contractual perspective, and rate new project finance, structured,...


  • Luxembourg Findel Airport Quintet Private Bank Temps plein

    **Purpose of the Job**: **Quintet Private Bank** is a leading private bank in the wealth management sector; we are committed to our clients and their families, and pride ourselves on our personalised service based on a deep understanding of what clients want to achieve. We are a bank headquartered in Luxembourg, with branches in Germany, Netherlands and...


  • Luxembourg Lux-Advisory Temps plein

    **Lux-Advisory **is a company specialized in Finance. To support the increase of our activity, we are currently looking for a** Senior Credit Risk Consultant.** **OBJECTIVE** The Senior Credit Risk Consultant will coordinate the development of our Client’s risk policies and credit risk guidelines, support preparations for the Internal Risk Committee and...


  • Luxembourg Lux-Advisory Temps plein

    **OBJECTIVE** The Senior Credit Risk Consultant will coordinate the development of our Client’s risk policies and credit risk guidelines, support preparations for the Internal Risk Committee and the Board Risk Committee. He/She will work within the credit risk and governance team to assess and monitor a selection of issuers and counterparties and will...

  • Credit Analyst

    Il y a 5 mois


    Luxembourg Satispay Temps plein

    **About Satispay** At Satispay, we're not just reimagining payments; we're pioneering a movement toward simplicity and accessibility. Picture yourself at the forefront of innovation, leading the way in revolutionizing payments - and beyond! - across Europe, alongside a vibrant community of like-minded individuals driven by a shared vision**:simplifying...

  • Quantitative Analyst

    Il y a 5 mois


    Luxembourg Emérique & Partners Temps plein

    Do you have an experience in credit risk modelling? Do you have a good understanding of IRB models? Would you like to join a multicultural team with a great interconnectivity locally and with the group? Curious? interested? please keep reading: Our client, Investment bank based in Luxembourg, is looking for a Quantitative Analyst to join a team in charge of...

  • Senior Credit Analyst

    Il y a 5 mois


    Luxembourg Banque de Luxembourg Temps plein

    **Type de contrat**: CDI **Temps de travail**: Temps plein **Activités / Missions**: La Banque de Luxembourg compte parmi les plus importantes banques privées de la Place. Depuis plus de 100 ans, elle accompagne des particuliers, des familles et des entrepreneurs dans la préservation, la valorisation et la transmission de leur patrimoine. Elle propose...

  • Business Analyst Lending

    Il y a 2 mois


    Luxembourg Business Training Luxembourg SA Temps plein

    30 years of experience in high-end training **Business Training’s experience is built on solid ground**: we have been providing cutting-edge ICT training sessions for about 20 years. Originally, Business Training specialized in IT technical and end-user trainings (Windows, MS Office, etc.). A few years ago, our company widened the range of its training...

  • Officer - Credit Risk (M/F)

    il y a 4 semaines


    Luxembourg City Randstad Luxembourg Temps plein

    Job Offer: Officer, Credit RiskOur client is seeking an experienced Officer, Credit Risk for a 1-year temporary assignment within the Credit Risk and Governance team, coordinated by the Lead Senior Officer. The selected candidate will be responsible for assessing and monitoring a range of issuers and counterparties, advancing credit risk methodologies,...

  • Quant Analyst

    Il y a 2 mois


    Luxembourg Skillfinder S.a.rl. Temps plein

    Posted by - Leah Cridlan- Recruitment Consultant Are you an aspiring Quant Analyst or Credit Rating Analyst looking for your next exciting contract? Do you want to join a Global Bank on a part time project? If so, this ones for you! **Requirements**: - Supports senior management, partners, principals, managers and Senior Consultants in formulating,...


  • Luxembourg Findel Airport ING Temps plein

    Senior Credit Risk Modeler Your role & work environment As a Senior Credit Risk modeler you develop, monitor, and maintain credit risk models to ensure they reflect the adequate assessment of ING Luxembourg’s risk profile. This role is intended to encompass in a medium-term horizon a broader scope than pure credit risk models, as you will hold a role of...

  • Credit Analyst

    Il y a 5 mois


    Luxembourg Satispay Temps plein

    **Simplify payments to improve everyone’s life** More than an app, Satispay is a great group of creative, innovative, curious and enthusiastic people united by a bold mission: to build the future of payments in Europe! We created a mobile payment network to revolutionize how people think about money, by creating a direct connection between consumers and...