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**Purpose of the Job**:
**Quintet Private Bank** is a leading private bank in the wealth management sector; we are committed to our clients and their families, and pride ourselves on our personalised service based on a deep understanding of what clients want to achieve.
We are a bank headquartered in Luxembourg, with branches in Germany, Netherlands and Belgium and a subsidiary in the UK and supervised by the ECB with an ambition to stay true to our purpose to be the most trusted fiduciary of family wealth. When you join Quintet you are joining a company that values diversity of background, equal access to opportunities, career development, collaboration and inclusiveness. We want our employees to feel proud of being part of a company that is committed to do the right thing. You will have the opportunity to grow your career while developing personally and professionally through various resources and programmes.

**Key Accountabilities**:

- Work closely with client advisors and clients in an advisory capacity on the identification, origination and structuring of lending opportunities.
- Provide client advisors with guidance on the Bank's Credit Policy and support in engaging with clients using his/her strong credit knowledge to identify and submit solutions which balance the client's credit needs with the Bank's risk appetite.
- Responsible for the end-to-end process of establishing the loan facility including, amongst other things:

- Counterparty and collateral, assessment
- Write Credit Applications presenting the loan facility to the applicable Credit Committee in collaboration with Client Advisor
- Where required instruct external appraisals and/or legal opinions and validate the results
- Ensure all Conditions Precedent are duly met
- Manage the setup of the loan facility jointly with other departments (lending operations and credit risk).
- Assist in the development, coordination and delivery of Credit Training to Private Bankers
- Participate in Lending-related business projects and contribute to the continuous improvement of the Group's lending products, process and procedures.
- Ensure all reviews are completed on time
- Carry out any other duties as may reasonably be required

**Attributes and Qualities**:

- Robust presentation and communication skills considering variety of stakeholders and lines of business
- Project management skills, showing rigor and autonomy as well as being able to prioritize at all times
- Well-organized and well-prepared at all times and conscious about time-management, always aiming for efficiency and excellence
- Capable to work in a fast-paced environment, under high-pressure and handling short timeframes, while remaining a team player
- Results focused, open for business enhancing and developing Quintet’s name and brand

**Knowledge and Experience**:

- Proven lending experience (Lombard, Real Estate Finance, structured Finance), ideally within the private banking/wealth management sector
- Understands risk within context of the role and meets the regulatory obligations, as applicable.

**Technical Skills**:

- External certifications to provide lending advice, where required (i.e. CeMAP, MCD)

**Languages Skills**:

- Fluent in English and French
- Knowledge of other Quintet languages is an advantage