Credit Analyst

**Simplify payments to improve everyone’s life**
More than an app, Satispay is a great group of creative, innovative, curious and enthusiastic people united by a bold mission: to build the future of payments in Europe
We created a mobile payment network to revolutionize how people think about money, by creating a direct connection between consumers and merchants and removing all intermediaries in the process. We do it smart every day while being responsible for the impact of our choices. We believe in creating value for our network through constant collaboration. We work hard, we have fun, we write history.

**Join us as a Credit Analyst**

**What you will be doing**
Joining Satispay means being a leader of change and innovation.
The role is based within our Luxembourg Office, where - along with all the key people - as an active member of Satispay, you will take part in the Finance Team and you will be responsible for facilitating the efficient functioning of the accounting department of Satispay Group via a range of tasks.

Key responsibilities:

- Evaluate the creditworthiness of individuals and businesses by analyzing financial data, credit history, and economic conditions.
- Follow up on the payment cycle for clients with post-paid conditions, ensuring timely payments and addressing any payment issues that may arise.
- Assess risk factors and make recommendations regarding credit limits, terms, and collateral requirements.
- Prepare detailed credit reports outlining findings and recommendations for decision-making purposes.
- Monitor and review credit portfolios to identify potential risks and opportunities for improvement.
- Communicate effectively with internal stakeholders, including sales teams and senior management, to provide insights and recommendations.
- Stay updated on industry trends, regulations, and best practices in credit analysis.

**What we need**
We are looking for brilliant talents willing to share our enthusiasm and passion for Satispay’s project. If you're looking for a job where you challenge yourself, learn, and professionally grow, Satispay is the right place for you

You have:

- Bachelor's degree in Finance, Accounting, Economics, or a related field;
- 2-3 years of experience in credit analysis within the financial services industry;
- Strong analytical skills with the ability to interpret complex financial data;
- Proficiency in financial modeling and risk assessment techniques;
- Excellent written and verbal communication skills;
- Detail-oriented with the ability to prioritize tasks and meet deadlines.

You are:

- Analytical: You possess a keen eye for detail and excel at interpreting financial data to make informed decisions;
- Proactive: You take initiative in identifying potential risks and opportunities, and you are proactive in addressing them;
- Collaborative: You thrive in a team-oriented environment and can effectively communicate and collaborate with cross-functional teams;
- Adaptable: You can quickly adapt to changing priorities and business needs in a dynamic environment;
- Ethical: You demonstrate integrity and professionalism in all aspects of your work, adhering to ethical standards and regulatory requirements;
- Fluent in Italian and English - both written and spoken.

**Logistic & Salary**
Please note that this role is full-time based in Luxembourg City. Business Trips to Italy and other European countries may occur.

We offer a competitive salary, commensurate with experience.
Stock option plan available.

**The selection process**
Once we receive your CV, we will take the time to evaluate it carefully.
Should there be a match for this or any other position at the Company, we will be in touch with you. Our selection process may vary in the number and order of steps but generally includes an HR interview, technical evaluation and a final meeting in person.
In case there is no match at the moment don’t worry, we will make sure to keep your CV in consideration for future vacancies

Satispay is an equal opportunity employer, we do not discriminate based on race, color, religion, sexual orientation, gender identity or national origin.
We promote the inclusion and work integration of people belonging to protected categories.
- This job opportunity is addressed to both sexes._

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