Credit Risk Analyst
il y a 7 jours
**Description**
Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is present in the financial hotspots that are Luxembourg, Switzerland, and China.
As a major player in Luxembourg’s finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations.
**Responsabilités**
**RESPONSIBILITIES**
**Your Mission**
Within the Credit Risk department, you will analyze credit requests for Corporate and Institutional customers and conduct their annual reviews. This activity will be performed within the framework of the Bank policies / procedures and the respect of the regulatory environment.
“3 lines of defense” model: Within Risk Management department, you will be part of the second line of defense (alongside Compliance department) which provides rules, policies and guidelines for the first line of defense, i.e. the teams directly working with our clients. The third line of defense, through our internal audit team, makes sure that the first two lines are in line with legal requirements of our supervisors and the risk appetite of the Bank.
**Key objectives of the job**
- You identify the risks related to the counterparties and transactions presented and formalize an opinion, aiming at facilitating the decision-making of the competent credit authorities.
- You are familiar with financial statements and have a good knowledge in economics/finance in order to carry out internal credit ratings.
- You analyze P&L, balance sheets, current & future cash flows, business plans and are able to challenge the company management or front office assumptions.
- You work closely with the Front Officers and support them for the structuring of their credit files.
- You prepare the credit files and can attend credit committees in order to support your risk opinion.
**Compétences requises**
**MUST HAVE REQUIREMENTS**
**Your Profile**
- You have a master’s degree in Corporate Finance or Management.
- You have a first relevant professional experience in credit analysis.
- You have a good knowledge of banking products for Corporate or Institutional counterparties.
- You are fluent in French and English. Knowledge of German is considered as an asset.
- You have a good command of usual working tools (Outlook, Word, Excel); knowledge of the following tool being an asset: T24.
- You are rigorous and are able to synthesize information with very good writing skills.
**Nous offrons**
BIL offers a broad range of challenging projects and a huge choice of career paths - we will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience.
-
Quantitative Analyst
il y a 2 semaines
Luxembourg Emérique & Partners Temps pleinDo you have an experience in credit risk modelling? Do you have a good understanding of IRB models? Would you like to join a multicultural team with a great interconnectivity locally and with the group? Curious? interested? please keep reading: Our client, Investment bank based in Luxembourg, is looking for a Quantitative Analyst to join a team in charge of...
-
Credit Risk Analyst
il y a 2 semaines
Luxembourg Banque Internationale à Luxembourg (BIL) Temps pleinFounded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is...
-
Credit Risk Analyst
il y a 7 jours
Luxembourg BIL Temps pleinDescription Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000...
-
Senior Credit Risk Officer
il y a 2 semaines
Luxembourg Findel Airport Quintet Private Bank Temps plein**Purpose of the Job**: **Quintet Private Bank** is a leading private bank in the wealth management sector; we are committed to our clients and their families, and pride ourselves on our personalised service based on a deep understanding of what clients want to achieve. We are a bank headquartered in Luxembourg, with branches in Germany, Netherlands and...
-
Senior Credit Risk Consultant
il y a 7 jours
Luxembourg Lux-Advisory Temps plein**OBJECTIVE** The Senior Credit Risk Consultant will coordinate the development of our Client’s risk policies and credit risk guidelines, support preparations for the Internal Risk Committee and the Board Risk Committee. He/She will work within the credit risk and governance team to assess and monitor a selection of issuers and counterparties and will...
-
Risk Analyst
il y a 1 semaine
Luxembourg CSC (Corporation Service Company) Temps plein**Risk Analyst** **AIFM Services** **Location: #Luxembourg** **Full time, permanent (Mon - Fri)** **#Hybrid** This is a great opportunity to join a fast-growing AIFM and contribute actively to its development and evolution. The Risk Analyst will support the Risk Manager in implementing the risk management policies and procedures of the AIFM. **Some of...
-
Senior Credit Analyst
il y a 2 semaines
Luxembourg Banque de Luxembourg Temps plein**Type de contrat**: CDI **Temps de travail**: Temps plein **Activités / Missions**: La Banque de Luxembourg compte parmi les plus importantes banques privées de la Place. Depuis plus de 100 ans, elle accompagne des particuliers, des familles et des entrepreneurs dans la préservation, la valorisation et la transmission de leur patrimoine. Elle propose...
-
Relationship Officer
il y a 1 semaine
Luxembourg Unicareers Temps plein**Relationship Officer / Operations Officer / Credit Officer (h/f) - Stage / CDI**: Nous sommes actuellement à la recherche de Relationship Officer, Operations Officer, Credit Officer pour intégrer, des banques, des assurances, des cabinets de conseils et d'audit, des institutions financières,... **Profil**: - Des compétences dans les domaines suivants...
-
Relationship Officer
il y a 1 semaine
Luxembourg Unicareers Temps plein**Relationship Officer / Operations Officer / Credit Officer (M/F) - Stage / CDI**: We are currently looking for Relationship Officers, Operations Officers, Credit Officers to join banks, insurance companies, consulting and audit firms, financial institutions,... **Profile**: - Skills in the following areas are an advantage: risk management, types of...
-
Senior Credit Risk Modeler
il y a 1 semaine
Luxembourg Findel Airport ING Temps pleinSenior Credit Risk Modeler Your role & work environment As a Senior Credit Risk modeler you develop, monitor, and maintain credit risk models to ensure they reflect the adequate assessment of ING Luxembourg’s risk profile. This role is intended to encompass in a medium-term horizon a broader scope than pure credit risk models, as you will hold a role of...
