Credit Officer

**Learn. Develop. Grow. But always: Share value**:
Join our international team that drives positive change, united by a spirit of openness and curiosity. We empower you to have an impact and to grow - personally and professionally. With us, you work at the heart of financial systems and evolve the way markets operate. We’re excited about the future because we are the ones shaping it. Let´s do this together by sharing value

**Who we are**:
Tracing its origins to 1585, Deutsche Börse Group has become one of the world’s leading exchange organisations and an innovative market infrastructure provider. In this role, we provide investors, financial institutions and companies access to global capital markets. What’s your part in all this? With your commitment you contribute to the success of our unique business model: offering a wide range of products, services and technologies for security, transparency and integrity on the markets. By creating trust in the markets of today and tomorrow we foster growth and contribute to the prosperity of future generations.

Luxembourg

**Your career at Deutsche Börse Group**:
**Your Area of Work**

In your position as Credit Officer, you will ensure that business activities are conducted within a prudent credit risk framework that is consistent with the bank’s credit appetite and in compliance with regulatory and supervisory requirements.

You will closely work with credit teams, provide support to the management, and respond promptly to demands for credit information and advice from the business areas. You will ensure the maintenance and accuracy of critical credit and collateral data available in the various system of controls while targeting higher efficiencies in the various tasks and processes.

**Your Responsibilities**
- Upon request from internal stakeholders, promptly review blocked customers’ instructions while ensuring strict adherence to credit policies, procedures and deadlines.
- Maintain various credit and collateral data in the systems of records. Perform accuracy checks and controls.
- Monitor and report collateral concentrations, correlations, and customers’ exposures. Handle other collateral tasks and controls.
- Contribute to the review, upgrade and development of credit policies, procedures and guidelines.
- Targeting maximum efficiency, contribute to the continuous review and improvement of processes as well as to the definition, documentation, and implementation of new ones.
- In close collaboration with IT developers and Functional Analysts, work on the maintenance, concepts/design, testing and implementation of new and existing credit tools.
- Deliver insightful information in support of senior management and committee review.

**Your Profile**
- University degree in Business, Accountancy or Banking & Finance
- Good knowledge of financial markets, and fixed-income instruments
- Accuracy, attention to detail, strong problem-solving skills, comfortable with operational tasks involving quick decisions with short deadlines
- Good communication and presentation skills, ability to work independently and as a part of a team.
- Highly motivated, proactive attitude, willing to work in shifts and assume additional assignments
- Very good command of English

**Why Deutsche Börse Group?**:
**Mobility**:
We enable you to move freely with our job tickets, job (e-)bikes and free parking opportunities.

**Work environment**:
Collaboration, communication, or deep focus - in our modern office buildings you will find the perfect work environment. Free drinks and food and meal allowances included.

**Health and wellbeing**:
We care for your health and wellbeing and besides various health promotion measures we offer you a group accident insurance and additional insurance offers at discounted rates.

**Financial stability**:
We provide financial stability by offering attractive salaries, company pension schemes, participation in our Group Share Plan, as well as bonuses, subsidies and discounts.

**Hybrid work**:
Collaborate and exchange on-site or work remotely several days a week in line with business needs and local regulations. Our hybrid working model combines the best of both worlds.

**Flexible working hours**:
We want your job to fit your life situation and offer flexible working time models, part-time models, childcare allowance, or the possibility to study alongside your job.

**Internationality**:
Our market infrastructures are globally connected. Working with us means collaborating with like-minded colleagues across over 60 locations from more than 100 nations.

**Development**:
We promote individual development by offering internal development programmes, mentoring, further education and training budgets.