Credit Risk Analyst
il y a 1 semaine
**Description**
Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is present in the financial hotspots that are Luxembourg, Switzerland, and China.
As a major player in Luxembourg’s finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations.
**Responsabilités**
**RESPONSIBILITIES**
**Your Mission**
Within the Credit Risk department, you will analyze credit requests for Corporate and Institutional customers and conduct their annual reviews. This activity will be performed within the framework of the Bank policies / procedures and the respect of the regulatory environment.
“3 lines of defense” model: Within Risk Management department, you will be part of the second line of defense (alongside Compliance department) which provides rules, policies and guidelines for the first line of defense, i.e. the teams directly working with our clients. The third line of defense, through our internal audit team, makes sure that the first two lines are in line with legal requirements of our supervisors and the risk appetite of the Bank.
**Key objectives of the job**
- You identify the risks related to the counterparties and transactions presented and formalize an opinion, aiming at facilitating the decision-making of the competent credit authorities.
- You are familiar with financial statements and have a good knowledge in economics/finance in order to carry out internal credit ratings.
- You analyze P&L, balance sheets, current & future cash flows, business plans and are able to challenge the company management or front office assumptions.
- You work closely with the Front Officers and support them for the structuring of their credit files.
- You prepare the credit files and can attend credit committees in order to support your risk opinion.
**Compétences requises**
**MUST HAVE REQUIREMENTS**
**Your Profile**
- You have a master’s degree in Corporate Finance or Management.
- You have a first relevant professional experience in credit analysis.
- You have a good knowledge of banking products for Corporate or Institutional counterparties.
- You are fluent in French and English. Knowledge of German is considered as an asset.
- You have a good command of usual working tools (Outlook, Word, Excel); knowledge of the following tool being an asset: T24.
- You are rigorous and are able to synthesize information with very good writing skills.
**Nous offrons**
BIL offers a broad range of challenging projects and a huge choice of career paths - we will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience.
-
Credit Risk Analyst
il y a 1 jour
Luxembourg ING Temps plein**Credit Risk Analyst** ING Luxembourg recherche pour son département « Credit Risk Management », un(e) Analyste Crédit. Composé de 16 collaborateurs, le département « Credit Risk Management » assure l’analyse et la décision de dossiers crédits, la définition de la politique Crédit, le suivi intensif des dossiers à risque élevé, la...
-
Senior Credit Risk Analyst
il y a 2 semaines
Luxembourg Banque de Luxembourg Temps plein**Type de contrat**: CDI **Temps de travail**: Temps plein **Activités / Missions**: Présente au Luxembourg depuis plus de 100 ans, la Banque de Luxembourg est un acteur financier incontournable de la place au service de clients privés, de clients de type entreprises ou institutionnels. Labellisé B-Corp nous nous engageons pour un impact social,...
-
Senior Credit Risk Analyst
il y a 1 jour
Luxembourg Sogeti Temps pleinSOGETI is looking for a **Senior Credit Risk Analyst** to join our company. As part of the BI & Analytics department composed of smart & dedicated people like yourself who make an impact with both internal and client stakeholders, from our office in Bertrange or directly on client premises. **Your challenge**: - To develop and enhance credit risk...
-
Senior Credit Risk Analyst
il y a 7 jours
Luxembourg MCD Team Temps pleinMCD Team est une Société de conseils à taille humaine créée par des Consultants pour des Consultants. Elle s’appuie essentiellement sur un mode collaboratif où les consultants: - Sont forces de proposition pour faire évoluer l’entreprise - Sont impliqués dans le processus de recrutement des nouveaux collaborateurs - Participent au développement...
-
Senior - Credit Risk Analyst (Gn) in Luxembourg
il y a 2 semaines
Luxembourg Personal Direkt Temps pleinSince 1994, we have been filling vacant personnel requirements at our clients in our consulting fields of Banking, Tax Advisory Professions and Legal. For an renowned, international Banking Corporation in Luxembourg we are looking for you as: **Senior - Credit Risk Analyst (gn) in Luxembourg**: **Main duties and responsibilities**: - Independently evaluate...
-
Credit Analyst
il y a 4 jours
Luxembourg Satispay Temps plein**About Satispay** At Satispay, we're not just reimagining payments; we're pioneering a movement toward simplicity and accessibility. Picture yourself at the forefront of innovation, leading the way in revolutionizing payments - and beyond! - across Europe, alongside a vibrant community of like-minded individuals driven by a shared vision**:simplifying...
-
Credit Risk Analyst
il y a 1 semaine
Luxembourg BIL Temps pleinDescription Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000...
-
Director - Credit Risk
il y a 2 jours
Luxembourg Elevate Partners Temps pleinPosted by - Diarmuid Clancy- Director A leading Aviation financing team is seeking a Senior Credit Analyst & Risk Underwriter to manage and expand its portfolio, expected to reach USD 1 billion by the end of 2025. The team focuses on senior non-recourse asset financing for midlife aircraft, with mandates across junior and corporate financing and broader...
-
Analyste Crédits
il y a 1 jour
Luxembourg BNP Paribas Temps pleinANALYSTE CRÉDITS - PÔLE IMMOBILIER - BANQUE DES ENTREPRISES (H/F) (NUMÉRO DE L'EMPLOI : BGL002607) **Analyste Crédits - Pôle Immobilier - Banque des Entreprises **(H/F)** **Votre mission** Au sein du Pôle Immobilier de la Banque des Entreprises, l’Analyste Crédit est un acteur majeur dans l’activité commerciale du service par son rôle central...
-
Senior Credit Risk Consultant
il y a 1 semaine
Luxembourg Lux-Advisory Temps plein**Lux-Advisory **is a company specialized in Finance. To support the increase of our activity, we are currently looking for a** Senior Credit Risk Consultant.** **OBJECTIVE** The Senior Credit Risk Consultant will coordinate the development of our Client’s risk policies and credit risk guidelines, support preparations for the Internal Risk Committee and...
