Strategic Credit Risk Professional

il y a 21 heures


Luxembourg City Banque Internationale à Luxembourg BIL Temps plein
About Banque Internationale à Luxembourg BIL

Banque Internationale à Luxembourg, the oldest multi-business bank in the Grand Duchy, has been a driving force behind the country's economic development since its founding in 1856. With a strong presence in retail, private, and corporate banking, as well as capital markets, BIL employs over 2,000 people across Luxembourg, Switzerland, and China.

As a signatory to the UN Principles of Responsible Banking, BIL is committed to creating a sustainable future for generations to come.

Job Title: Strategic Credit Risk ProfessionalJob Summary:

We are seeking an experienced Credit Risk Restructuring Analyst to join our Intensive and Specific Management (GIP) unit within Credit Risk Management. The ideal candidate will possess a proactive approach to reducing credit risk while minimizing potential losses for the Bank in case of default.

Main Responsibilities:
  • Manage potentially problematic loans and defaulted exposures through effective coordination with internal stakeholders, including Relationship Management, Legal Department, Back Offices, and Credit Risk Management department.
  • Present concise views of problem loan situations to the Credit Committee, including file strategies, assessment of options, and recommendations.
  • Negotiate and implement long-term restructuring solutions in collaboration with Relationship Managers and clients, and lead negotiations with other lenders.
  • Implement and monitor action plans approved by the Default Committee, including documentation execution in specific cases.
  • Detect potentially problematic loans through early warning indicators and assess provision requirements on non-performing loan cases.
  • Monitor excesses and overdrafts, manage collateral deficits, and prepare supervision lists.
Requirements:
  • At least four years of higher education and three years of professional experience in the credit sector.
  • Strong credit risk skills, including financial and cash flow analysis.
  • Excellent communication and presentation skills, with negotiation capacity.
  • Familiarity with regulatory requirements, such as CRR, Basel III, IFRS 9, and EBA ITS.
  • Proficiency in Excel, Visual Basic, Access, Business Objects, and SAS.
  • Fluent English and excellent command of French, with knowledge of German or Luxemburgish being an asset.
Salary Estimate:

The estimated salary for this role ranges from $60,000 to $100,000 per year, depending on location and experience.

About the Role:

This is a challenging opportunity to work in a dynamic environment, supporting the Bank's commitment to responsible banking practices. As a key member of our Credit Risk team, you will have opportunities for career growth and professional development.


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