Credit Risk Analyst
il y a 2 jours
Description
Fondée en 1856, la Banque Internationale à Luxembourg (BIL) est la plus ancienne banque universelle du Grand-Duché. Depuis sa création, elle joue un rôle actif dans les principales phases du développement de l'économie luxembourgeoise. Elle exerce aujourd'hui les métiers de banque de détail, banque privée et banque des entreprises et participe aux marchés de capitaux. Avec plus de 2.000 collaborateurs, la Banque est présente au Luxembourg, en Suisse, et en Chine.
Acteur majeur de la place financière luxembourgeoise et signataire des « Principles for Responsible Banking » de l’UNEP FI (United Nations Environment Programme Finance Initiative), la BIL s’engage pour la construction d'une économie durable.
Responsabilités
**Votre mission**:
**Vos responsabilités**:
- Vous identifiez les risques inhérents aux débiteurs et aux transactions, et exprimez votre avis sur la position à adopter pour faciliter la prise de décision des pouvoirs décisionnels compétents.
- Vous procédez aux analyses bilantaires et de cash-flows existants et futurs ainsi qu’aux notations bâloises des contreparties
- Vous assistez le Front en support (assistance au niveau de la structuration de dossiers, conseils en matière de risques crédits)
- Vous préparez, en fonction des délégations de pouvoirs, les dossiers pour les différents comités des crédits et assistez en cas de besoin aux différents comités afin de pouvoir soutenir votre avis risque
Exigences obligatoires
**Votre profil**:
- Vous êtes titulaire d’un BAC+4 à orientation économique, gestion, finance ou possédez une expérience professionnelle équivalente
- Vous disposez d’une première expérience relevante dans l’analyse crédits
- Vous avez de bonnes connaissances des produits crédits et des instruments financiers ainsi que du marché local et limitrophe
- Vous parlez couramment le français et l'anglais. La connaissance de l'allemand, respectivement du luxembourgeois constitue un avantage certain
- Vous maîtrisez les outils bureautiques courant, la maîtrise des outils suivant étant un atout : Excel avancé, Access
- Vous avez un esprit de synthèse et de très bonnes capacités rédactionnelles et êtes rigoureux(se).
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