Senior Credit Risk Analyst

il y a 4 semaines


Luxembourg, Luxembourg Banque Internationale à Luxembourg (BIL) Temps plein

Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is present in the financial hotspots that are Luxembourg, Switzerland, and China.
As a major player in Luxembourg's finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations.

The Senior Credit Risk Analyst is expected to have the full range of risk assessment competencies such as exposure / collateral analysis and transactions featuring non-standard counterparty types or bespoke credit structures along with Legal, Cross-Border and Reputational Risk considerations.

Your next challenge:

* Identify the risks related to the counterparties and transactions presented and formalize an opinion, aiming at facilitating the decision-making of the competent credit authorities.* Carry out financial analysis of the different counterparties involved in the transaction.* Challenge the company management or front office assumptions through the P&L, balance sheets, current & future cash flows and business plans.* Asses collateralized finance transactions (Lombard) in the HNWI- and UHNWI-segment of the Wealth Management Direction (e.g. single stock lending and risk concentrations across all asset classes and derivatives). * Assign weighting factors (LTVs) to financial assets held in client portfolios.* Ensure the back-up of the Lombards monitoring team through the following of coverage deficits, past-dues and portfolios overconcentration.* Present the files to the Defaults Committee and propose provisioning for problematic files.* Collaborate and interact with cross-functional teams and internal stakeholders such as Relationship Managers, Credit Structuring, Sales and Trading, Legal and Compliance. You work closely with the Front Officers and support them for the structuring of their credit files.* Ensure the application of the credit risk procedures and guidelines. * Be actively involved in wide array of risk-related projects and New Business Initiatives.* Strongly support the team manager and review the Credit risk Analysts assessments.

Your skills:

* Master in Economic Science or Banking & Finance * Min of 5 years of working experience in Credit Risk Management, Lombard Lending or Corporate Banking including sound derivatives knowledge * You are familiar with financial statements and have a good knowledge in economics/finance * Enthusiasm for international Finance and Economic developments and strong interest in capital markets * Distinctive analytical skills matched with confident communication skills interacting with demanding internal stakeholders * High level of motivation, versatility, self-initiative and ability to work as a real team player* Ability to code in Python and VBA should be a definitive edge* CFA or GARP qualification are considered as a plus * Fluent in English and French, other language skills would be an advantage


BIL offers a broad range of challenging projects and a huge choice of career paths .We will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience.
BIL is firmly of the opinion that diversity & inclusion contribute towards increasing the collective performance of the Bank. We are committed to creating a culture of inclusion that encourages individual development with equal opportunities for all.

NB: The selected candidate will be asked to provide an extract from the criminal record (no.3) as evidence of integrity and justified with regard to the specific needs of the position to be filled.



  • Luxembourg, Luxembourg Banque Internationale du Luxembourg Temps plein

    Banque Internationale à Luxembourg (BIL) is one of the biggest banks in the Grand Duchy, offering retail, private, corporate and institutional banking, as well as treasury and financial market services.The majority of BIL's 2,000 employees work at the headquarters in Luxembourg City – this centralized setup promotes swift, agile decision-making and short...


  • Luxembourg, Luxembourg Banque Internationale à Luxembourg (BIL) Temps plein

    Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is...

  • Senior Credit Risk Analyst

    il y a 2 semaines


    Luxembourg, Luxembourg Banque Internationale à Luxembourg (BIL) Temps plein

    Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is...

  • Senior Credit Risk Analyst

    il y a 3 semaines


    Luxembourg, Luxembourg Banque Internationale du Luxembourg Temps plein

    Banque Internationale à Luxembourg (BIL) is one of the biggest banks in the Grand Duchy, offering retail, private, corporate and institutional banking, as well as treasury and financial market services.The majority of BIL's 2,000 employees work at the headquarters in Luxembourg City – this centralized setup promotes swift, agile decision-making and short...

  • Risk Analyst

    il y a 4 semaines


    Luxembourg, Luxembourg SOFITEX Temps plein

    For our client, an international bank located in Kirchberg, we are currently looking for an : Risk Analyst (M/F) As member of the Risk Management Department, headed by the Chief Risk Officer, the Risk Analyst is in charge to identify, measure, mitigate, monitor and report all type of risks to which the Bank is or could be exposed to. He aims to ensure a...


  • Luxembourg, Luxembourg European Investment Bank Temps plein

    Job DescriptionDescription –>The (Junior) Risk Analyst/Manager will primarily be dedicated to the credit analysis of new transactions across the full range of EIF's own risk and mandate activity. S/he will provide independent credit opinions on debt portfolio guarantees, securitisations and direct lending taking all steps necessary to ensure that risk...


  • Luxembourg, Luxembourg European Investment Bank Temps plein

    Job DescriptionDescription –>The (Junior) Risk Analyst/Manager will primarily be dedicated to the credit analysis of new transactions across the full range of EIF's own risk and mandate activity. S/he will provide independent credit opinions on debt portfolio guarantees, securitisations and direct lending taking all steps necessary to ensure that risk...

  • Risk Analyst

    il y a 4 semaines


    Luxembourg, Luxembourg SOFITEX TALENT RECRUITMENT Temps plein

    À propos de nousSofitex Talent Recruitment Fort d'une expérience de plus de 30 ans dans les Ressources Humaines, Sofitex est un réseau international de Travail Temporaire et de Placement en CDI. Sofitex fonde sa dynamique et son succès sur le professionnalisme de ses équipes, sa forte réactivité et sa proximité.MissionFor our client, an international...


  • Luxembourg, Luxembourg Banque Internationale à Luxembourg (BIL) Temps plein

    Founded in 1856, Banque Internationale à Luxembourg is the oldest multi-business bank in the Grand Duchy. From its foundation, the BIL has always played an active role in the development of the Luxembourg economy. It currently operates in retail, private and corporate banking, as well as on major capital markets. Employing more than 2 000 people, BIL is...

  • Market Risk Analyst H/F

    il y a 2 jours


    Luxembourg, Luxembourg Luxcellence Temps plein

    Within the Risk Management Department of our management company Luxcellence Management Company, the Market Risk Analyst will join the team specialized in market risk.This team is in charge of setting up and producing various risk indicators:Value at Risk (VaR)Market stress tests: Shocks on rates, credit spreads, equity markets, currencies, etc.Backtesting...

  • Risk Analyst PT

    il y a 5 jours


    Luxembourg, Luxembourg Manpower Luxembourg S.A. Temps plein

    The Manpower Permanent Placement agency is recruiting for one of its clients, a financial institution, a Risk Analyst PT / ENG (M/F/X) – Permanent role, to support the department. We are looking for dedicated people interested in a very versatile position.Location: KirchbergRecognized risk management certification (i.e. FRM, PRM) is mandatoryAs member of...

  • Risk Analyst PT

    il y a 3 semaines


    Luxembourg, Luxembourg Manpower Luxembourg S.A. Temps plein

    The Manpower Permanent Placement agency is recruiting for one of its clients, a financial institution, a Risk Analyst PT & ENG with a recognized risk management certification (M/F/X) – Permanent role, to support the department. We are looking for dedicated people interested in a very versatile position.Location: KirchbergAs member of the Risk Management...

  • Market Risk Analyst H/F

    il y a 3 semaines


    Luxembourg, Luxembourg Luxcellence Temps plein

    Luxcellence Management Company S.A (filiale 100% du groupe CACEIS) est une Société de Gestion UCITS et un AIFM (GFIA) dont la supervision est assurée par la CSSF. Luxcellence offre différents services de third-party Management Company et de gestion des risques aux clients du groupe CACEIS. Au sein du Département Risk Management de notre société de...


  • Luxembourg, Luxembourg ING Temps plein

    Dans le cadre du renforcement de son département Credit Risk Management (CRM), ING Luxembourg recherche un(e) stagiaire à partir de février 2024 pour une durée de 6 mois minimum.Le département Credit Risk Management d'ING Luxembourg veille à assurer à la banque un niveau optimal de maîtrise de son risque crédit (séparation de fonctions,...

  • Senior Business Analyst

    il y a 1 jour


    Luxembourg, Luxembourg Arendt Regulatory & Consulting Temps plein

    Senior Business AnalystArendt Regulatory & Consulting S.A. is a Luxembourg-based advisory company active in the areas of risk and compliance, business, fraud investigation and regulatory advisory, fund distribution and governance. It offers regulatory consulting and advisory services and assistance to an international and sophisticated client base across...


  • Luxembourg, Luxembourg Credit Suisse in Luxembourg Temps plein

    Senior Project Manager Asset ServicingWe Offer In a dynamic and international environment with exciting opportunities you will form integral part of the further development within the asset services business of Credit Suisse in Luxembourg. You will lead and implement innovative strategic transformation and change projects. That includes cross border...


  • Luxembourg, Luxembourg ING Temps plein

    Enterprise Risk Management OfficerYour role & work environmentAs an Enterprise Risk Management (ERM) officer specialized on regulatory topics and Basel environment, you provide relevant risk insights to set and manage the risk appetite, and ensure that stakeholders get the appropriate, timely and correct advice. You do this by collecting input from various...

  • Senior Internal Auditor

    il y a 2 semaines


    Luxembourg, Luxembourg European Investment Bank Temps plein

    Job DescriptionDescription –>Are you a good evaluator of risk and enjoy assessing complex business processes and products? Would you like to join the audit team of the EIB, the European Union's bank to improve the effectiveness of the business-critical processes of the Bank? At the EIB, you can make a difference and have positive impact on the lives of EU...


  • Luxembourg, Luxembourg ING Luxembourg Temps plein

    ING Luxembourg is looking for:Senior Accounting and Regulatory Reporting Analyst (m/f) ING Luxembourg Financial and Regulatory Reporting team (Finance Department), is looking for a motivated Senior Accounting and Regulatory Reporting analyst. You will be part of a Team of senior and more junior profiles who will need your expertise in the Accounting and...

  • Senior Internal Auditor

    il y a 3 semaines


    Luxembourg, Luxembourg European Investment Bank Temps plein

    Job DescriptionDescription –>Are you a good evaluator of risk and enjoy assessing complex business processes and products? Would you like to join the audit team of the EIB, the European Union's bank to improve the effectiveness of the business-critical processes of the Bank? At the EIB, you can make a difference and have positive impact on the lives of EU...